Yes However, if the credit card is swiped late, the bank will think that the user has cashed in. For example, Minsheng Bank prohibits users from spending large amounts after 8 pm, but it is still recommended that you swipe your card before 10 in the evening. Users should grasp the time of swiping cards, and swiping cards too early or too late is suspected of cashing out. In addition to grasping the time of swiping the card, users should not swipe the card repeatedly with the credit card machine, and there will also be the risk of cashing out.

How to transfer money or pay by credit card?

Credit cards cannot be transferred, but can only be used for payment or cash withdrawal. Credit card transfer is prohibited. If you need a credit card limit, you can use the credit card cash withdrawal function to deposit cash into a debit card and then transfer money. Users can pay by swiping their cards in physical stores or bind third-party payment software.