ICBC credit card points can be redeemed for JD.com payment coupons: You need this guide

ICBC credit card points can be redeemed for real money, but it is only suitable for friends who often pay on JD.com. If you are one of them, you can use points to redeem JD payment coupons on the ICBC e-Life APP, which can be used to deduct the consumption amount when paying on JD. Let’s take a look at the event details.

This activity is actually very simple and has no time limit. Bank of China credit card holders only need to log in to ICBC e-Life, find the "Points Redeem Gifts" activity on the homepage, and redeem it.

The redemption steps are as follows:

1. Enter the redemption page, select the denomination of the JD payment coupon to be redeemed, confirm the required points, and click Redeem Now;

2. Enter the JD.com APP mobile phone number to confirm and jump to the purchase method page;

3. Enter the purchase quantity and click Pay to complete the redemption.

4. After the redemption is successful, the payment coupon will be sent to the JD account bound to the mobile phone number associated with the ICBC card, which can be viewed through two paths:

1) JD. Financial APP-Me-User avatar in the upper left corner-Coupon;

2) Jingdong Mall APP-My-Coupon-Payment Coupon;

There are a few things to pay attention to :

1. Payment coupons can be used to purchase some physical products on JD Mall APP and JD Mall PC (risk control products are not included). Virtual products, large pharmacy products, energy-saving subsidy products, pre-sale products, stamp coins, gift card products, gift products, cultural collection products, etc. are not supported.

2. This payment coupon can be used in conjunction with Jingdou, Jingdong E-Card, Jingdong Voucher, and Jingdong Voucher on the Jingdong Mall settlement page.

3. Payment coupons can only be used when users use JD Pay in JD Mall and choose ICBC credit card or debit card for settlement, and the order amount must be greater than the face value of the payment coupon.

4. The payment coupon must be used within the validity period, that is, it is valid within 30 days from the date of successful redemption.

5. Orders using payment coupons only support overall returns for the same order, split returns are not supported, and only the actual amount paid by the user will be refunded. If the user cancels or returns for the first time after using a payment coupon, the used payment coupon will be returned at the same time as the refund is successful, and the face value, usage rules, validity period and other rules of the returned payment coupon will remain unchanged. If the user uses the payment coupon to cancel or return the product again, the payment coupon used again will not be returned.

Why does ICBC credit card not support JD Baitiao repayment

Currently JD Baitiao does not support credit card repayment, please choose debit card repayment.

JD Baitiao has two repayment methods: manual repayment and automatic repayment. The specific operation reference steps are as follows:

1. Manual repayment

1. Manual repayment based on billing notes includes three repayment methods: "repayment for bills issued", "repayment for bills not issued" and "pay off in full". Both the computer and APP support repayment operations.

①. Repayment of bills issued

Computer operation path: JD Finance homepage - My assets - My IOU - Bills issued - Repay immediately

< p>JD Finance APP operation path: JD Finance APP home page - Bai Tiao - Bai Tiao available quota - X monthly bills - one-time repayment

②, repayment of outstanding bills

Computer operation Path: JD Finance Home Page - My Assets - My Bai Tiao - Unpaid Bills - Early Repayment

JD Finance APP Operation Path: JD Finance App Home Page - Bai Tiao - Bai Tiao Available Amount - All Pending - Unpaid Pay off the account - pay off in advance (click on partial repayment to manually enter the repayment amount, the partial repayment amount cannot be less than 10 yuan)

③. Pay off all

Computer operation path : JD Finance Home Page - My Assets - My Bai Tiao - Unpaid Bills - Pay Off All

JD Finance APP Operation Path: JD Finance App Home Page - Bai Tiao - Bai Tiao Available Amount - All Pending - One Time Repayment (Click on Partial Repayment to manually enter the repayment amount, and the partial repayment amount cannot be less than 10 yuan)

2. Manual repayment by making an order note, you can choose to repay a single order separately, or you can repay multiple orders Consolidate repayment for all orders.

①. Consolidated repayment on the computer: My assets - My IOU - Repayment pending in the past 7 days

②. Single order repayment on the computer: My assets - My Baitiao - Pending repayment, select the order repayment that needs to be repaid

③. Mobile repayment: JD Finance APP - Baitiao - Pending repayment in the past seven days/Pending repayment this month - All pending repayment , you can choose to pay multiple orders together or pay them individually.

2. Automatic repayment:

After the automatic repayment service is enabled in the order form, the system will automatically deduct the payment one day before the final repayment date of each order. After the automatic repayment service is enabled on the billing note, the system will automatically deduct the amount from the bill issued and pending repayment on the day before the repayment date. The automatic repayment paths set by the order system and the bill system are the same.

1. Computer: My Assets - My Baitiao - Activate Automatic Repayment

2. Mobile: Baitiao - Baitiao Amount - Settings - Automatic Repayment

How to unbind ICBC credit card from JD.com

The specific operations are as follows: 1. Log in to the JD.com Financial app, click "..." in the upper right corner of the page, and in the pop-up page, click "Bank Card". Then click "Unbind Bank Card" to unbind. 2. Click "Unbind Bank Card". After unbinding, enter the credit card++ and additional code to view the details, click "Unlock Now" and fill in the relevant information.

That’s it for the introduction of ICBC Credit Card JD.com.