Seven-star customers: the star point value is above 80000 (inclusive). Six-star customers: star point value 10000 (inclusive) ~ 80000. Five-star customers: star point value 2000 (inclusive) ~ 10000.

Star-related indicators and calculation: 1, financial assets. The financial assets index consists of short-term assets and medium-and long-term assets, and the index is calculated as the average daily balance of each financial asset for half a year.

(1) Short-term assets.

(2) medium and long-term assets.

2. Personal liabilities.

(1) The personal debt index consists of three sub-items: personal housing mortgage loan, other personal loans and card overdraft. The calculation caliber of the index is the half-year average daily balance of each personal debt. Personal loans can earn 200 star points.

(2) Personal loans are calculated according to the paid interest, and the star value is calculated according to the average interest rate. Because different customers enjoy different interest rates, they get different star point values. For example, the average daily mortgage balance of two customers for half a year is 654.38+0 million, but the customer with a 30% discount rate has a star value lower than the benchmark interest rate.

(3) Credit card interest overdraft 1 10,000 yuan can get 200 stars.