If you accidentally deposit money into Minsheng Bank's credit card, this part of the money that exceeds the credit card limit will become an overpayment. It is not so easy to take it out, and you may have to pay a withdrawal fee to the bank. However, whether Minsheng Credit Card overpayment is charged is related to your cash withdrawal channel. Let's take a look at it together. first, the channels for withdrawing the overpayment of Minsheng Credit Card can be handled through several channels. You can withdraw cash at the outlets of Minsheng Bank, such as bank counters and ATMs, or you can go to other banks' ATMs to collect the overpayment. In addition, you can also call the 24-hour customer service hotline of Minsheng Bank Credit Card at 4-66-95568, and transfer the manual service to claim back the overpayment. After verifying your information, the customer service of Minsheng Bank Credit Card will transfer the overpayment to your designated bank account by remittance.

3. Cash withdrawal fees for credit card overpayment of Minsheng Bank can be charged or free, and the decisive factor lies in your cash withdrawal channels and methods. The charges are different in different cash withdrawal channels, as follows: 1. Minsheng Bank is free of charge, and other banks charge it according to the relevant regulations of other banks' counter business. 2. Cross-bank collection: There is a handling fee for the overpayment of Minsheng Credit Card by other banks' ATMs. The charging standard is: 1 RMB collection: 1% of the transaction amount, with the lowest RMB 1 yuan; Foreign currency collection: 3% of the transaction amount, with a minimum of USD 3/EUR 2/GBP 2/AUD 4/CAD 4/JPY 3. 3. Remittance fee: RMB remittance, .5% of the transaction amount is charged through Minsheng Bank channel, with a minimum charge of 1 yuan RMB per transaction; Other channels charge 1% of the transaction amount, with a minimum charge of 1 yuan RMB per transaction; Foreign currency remittance is charged at 3% of the transaction amount, with a minimum charge of USD 3/EUR 2/GBP 2/AUD 4/CAD 4/JPY 3 per transaction.