Which credit card interest rate is relatively low

1. China Merchants Bank

As a commercial bank, China Merchants Bank’s credit card limits will also be slightly higher. In the credit card industry, China Merchants Bank’s credit cards have a reputation for high credit limits and fast card issuance. Among the many credit card products of China Merchants Bank, YOUNG card is one of the most suitable cards for contemporary young people to apply for.

Young card has a low application threshold, a limit of more than 10,000 yuan, many activities and benefits, making it very suitable for young people who have just started working.

2. Industrial Bank

The credit limit of Industrial Bank's regular card is generally between 3,000-10,000 yuan, and the credit limit of gold card is generally between 10,000-50,000 yuan. If you are applying for a card for the first time, you will most likely only be able to apply for a regular card. If you are a user who already holds a credit card and applies for a card at Industrial Bank, there is a high probability that you can successfully apply for a gold card.

3. Everbright Bank

According to the official website of China Everbright Bank, the limit of the regular card of Everbright Bank is generally around 10,000 yuan, and the limit of the gold card is generally between 10,000 and 50,000 yuan. . For most cardholders, China Everbright Bank’s credit card limit is already high and can meet their daily shopping needs.

Among the credit cards under Everbright Bank, the Everbright Hot Blood Big Brown Bear Credit Card has a higher credit limit. The annual fee is waived in the first year, and the annual fee for the following year is waived if you make 3 purchases or a single purchase of more than 2,000 yuan. And the card's cash advance limit is 50% of the credit limit, and there is an interest-free period of more than 20 days.

The following are the credit card channels for Ping An Bank, China Merchants Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, China Minsheng Bank, China Everbright Bank, and China CITIC Bank. If you need it, you can apply by yourself!

Credit card application for China Merchants Bank and Ping An Bank

Credit card application for China Everbright Bank and China CITIC Bank

Credit card application for Agricultural Bank of China and Minsheng Bank