The advantage is that you can use it as an overdraft to relieve the current economic pressure, and you can also often participate in some preferential activities, such as the hottest Friday. In addition, cardholders can also enjoy the special benefits of the card, such as a 50-yuan Hema gift card for consumption, red envelopes for swiping the card, instant random discounts for consumption, 50% off for popular national food, and up to 77 yuan off for each takeout group purchase order, etc. wait.