Under normal circumstances, we often think that a credit card is a credit card, but there is actually a little difference between a credit card and a credit card. It’s just that many people don’t know it. So what is the difference between a credit card and a credit card? ?

What is the difference between a credit card and a credit card?

1. Interest-free difference

Credit cards can enjoy interest-free repayment, and credit cards can enjoy interest-free repayment for a minimum of 25 days. The longest interest-free repayment period is 56 days; on the other hand, credit cards start calculating interest from the day of overdraft and do not enjoy interest-free payment.

2 Deposit interest rates are different

Credit card deposits can only be used for credit card repayment deductions and consumption, and no interest will be accrued; however, credit card deposits can enjoy interest accrual. Interest is calculated based on the current period.

3 Different relationships

Credit cards are divided into credit cards and quasi-credit cards. Credit cards, that is to say, credit cards are a type of credit card, so the two types include relationship.

The above is the difference between credit cards and credit cards. In addition, credit cards need to meet certain conditions before they can be processed. The threshold for credit cards is low, but they can generally only be processed at the place of residence.