China Merchants Bank, with good service and many activities, will often send you emails to tell you what activities there are. It's better to watch TV, go out to eat, or get a discount. For the first time, you can send a PetroChina fuel card with a price of 100 yuan. After that, you can return 4%- 10% (it seems to be a number) of cash to the card for every oil of 100 yuan. It is still very affordable. True love card to send insurance, 3 times points to choose the merchant, often with points given away. But you have to brush it six times to get rid of the annual fee for the following year. However, China Merchants Bank has a free SMS reminder for credit card repayment, and other banks charge for this business.

Bank of China has many branches abroad. I learned a lot about BOC abroad when I was on a business trip abroad. If you go abroad frequently, Bank of China is recommended. In addition, China Bank now has free credit cards in Hongkong and Macau. If I swipe my card in Hong Kong and Macao, there are many discounts. It's settled in Hong Kong dollars, but I can't help but pay an annual fee.

Personally, I think China Merchants Bank is better, and its services and concessions are more satisfactory.