The most fundamental difference between etc credit card and ordinary credit card is whether there is a car or not. The former can only apply if they have a car.

Extended reading:

I. etc credit card

At present, there are two business models of express card: one is prepaid stored value card and prepaid card, and the other is prepaid card of post-paid withholding business bound to bank account.

ETC is a fully automatic toll collection system that communicates with microwave equipment in ETC lane through "vehicle electronic tag +IC card" to realize the function of paying expressway toll without stopping. Autopass electronic tag is a vehicle-mounted device issued by a company to the society, which records vehicle information and communicates with special equipment installed in ETC lane. Automatic pass electronic tags must be used in conjunction with automatic pass cards to realize non-stop traffic in ETC lanes.

Second, ordinary credit cards.

Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders don't need to pay cash when using credit cards, and the bills will be returned when they arrive.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. Quasi-credit card refers to the bank issue, and the cardholder deposits a certain amount of reserve fund as required. When the balance of the imprest account is insufficient to pay, it can be within the prescribed credit limit.