Credit card deferred repayment refers to the repayment method of delaying the amount payable in this period to the next billing cycle before the due date. It can help you alleviate the short-term financial pressure, but it will also generate extra interest.

Personalized installment refers to a way to divide the credit card repayment amount into several parts and gradually return it within a certain period of time, thus reducing the pressure on cash flow. Can help you divide the large repayment into several parts, so that you can return it within a certain period of time. However, compared with credit card deferred repayment, personalized installment will generate higher handling fees.