1. The applicant is between 18-60 years old;
2. Have a stable job and income;
3. Personal credit record is good.
Second, the bank credit card application materials
1. Identification: generally, it is an ID card (if a new version of ID card is used, a copy of the front and back is required), and soldiers are required to provide a copy of the military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license;
3. Proof of economic source: it can be a payroll record issued by a bank, or an income tax withholding certificate, or a document that proves the market value of a house, car, deposit, investment, etc. (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the economic level.
4. Other files for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
Is it deceptive for Shanghai Kangxin Financing Co., Ltd. to apply for a credit card? Baidu anti-fraud alliance team specially reminded:
Please be alert to all kinds of fraudulent loans and card information scams posted online! The information posted on the Internet that you can get a loan or apply for a credit card only with your ID card is mostly a low-level scam. Don't trust the company whether it is registered or not. The swindler will cheat you to sign the fax contract and hold your fingerprint, and then cheat you to pay the first month interest, performance fee, deposit, insurance premium, guarantee fee, loan fee, notarization fee, credit fee, mortgage fee, card opening fee and so on step by step. In the name of insufficient running water in your bank, checking repayment ability or capital verification, you are required to transfer all the funds in your account to the liar's account. If you don't pay the fees as required by the swindler, the swindler will threaten to sue you for breach of contract and compensate you for huge liquidated damages in the name of signing a contract with them. This is really a low-level fraud, a typical fraud!
Please always remember, under any circumstances, don't send money or transfer money to others first to avoid being cheated! Don't believe the threat of any liar. Because the other party is suspected of fraud, the contract signed with the liar has no legal effect and there is no so-called breach of contract. Low-level fraud means that the liar threatens the court to sue for compensation for liquidated damages, which is sheer nonsense. Don't worry.
Therefore, I would like to remind all netizens not to believe such loan or card information released by various online investment and financing guarantee companies and various microfinance companies, especially in big cities such as Beijing, Shanghai, Guangzhou and Shenzhen, which are basically liar companies! If you are cheated, regardless of the amount, please choose to call the police! Such rampant fraud, please also ask local public security organs to vigorously crack down on rectification!
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Intellectual heroes who are interested in anti-fraud come and join the anti-fraud alliance team. Please click on the anti-fraud alliance below to apply to join, answer questions and help others together, so that the world can be cheated, without you!
Excuse me: financing, pay 1800 tuition, then study for a few months, and then you can apply for three 200 thousand credit cards. Is it a lie? 1: Have you ever seen money fall from the sky and hit you?
If you have no brain damage and normal IQ, you won't believe the liar.
3. Extra knowledge: Ordinary people can never apply for less than 200,000 yuan.
Is the core financing lever of credit card a liar? Hello, is it true that the online agent applied for a credit card? Generally, you have to apply to a bank in official website.
Online credit card application process:
Log in to the online banking of the relevant bank.
Click "Credit Card Application" or "Credit Card Online Card Handling" (depending on the online banking of each bank).
To choose the bank credit card you want to apply for, you need to choose the province and city where you want to apply for the card, the brand, characteristics, media, grade and currency of the product you want to apply for, query and retrieve the product you want to apply for, and click on the bid.
Fill in your personal information before the application can pass.
Submit an online credit card application and wait for the approval result.
Some banks' online credit card applications support the bidding business of main cards and supplementary cards (including supplementary supplementary cards). Here is an introduction to the support of the main card and the auxiliary card business.
The information to be filled in when applying for supporting the main card and the auxiliary card online includes: main card application information, auxiliary card application information, contact information, and synchronous customization service application information. The application information of the master card (daughter card) includes: personal data, professional data, etc.
For those who bid for the primary and secondary cards at the same time or only the secondary cards, in principle, the applicant for the primary card and the applicant for the secondary card must go through the card collection procedures at the card collection outlets with their valid identity documents. If the card cannot be collected at the same time, the main card applicant can only handle the card collection procedures for his own card; The applicant for the secondary card shall not apply for the primary card separately.
If the card is not issued for more than half a year, it is deemed that the customer has given up applying for a credit card.
After the card is successfully processed, a card notification message will be sent to the applicant. Customers who apply for credit card online must complete signature confirmation, card collection and card activation at the nearest card collection outlet they choose with valid identity documents.
Is it fraud to apply for a credit card? For the safety of customers' information, it is recommended that you apply through the channels provided by the bank. The most important condition for applying for China Merchants Bank credit card is 18-60 years old (25-60 years old for foreigners), with certain economic ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. If you meet the requirements for applying for CMB credit card, you can try to apply for CMB credit card in the following ways: 1, online application: Please open our credit card official website, select the horizontal menu "Apply for Credit Card"-"Apply for New Customer", select your favorite card type, and follow the prompts; 2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person. 3. You can add "China Merchants Bank Credit Card Center" as a friend through WeChat, and click "I want to apply for a card". 4. Call our credit card customer service hotline, select "3#" in the voice for credit card application consultation, then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. Please refer to the actual audit of our credit card application results.
Cheka Finance said that you can apply for a credit card. Will it lie? Hello, as long as it is an authorized unit, it is ok. I suggest you consult the credit card center to avoid being cheated.
Honey, are you satisfied with my answer? If you are satisfied, adopt it! Or you can choose to keep asking me.
How to use credit card to finance 1, bank acceptance bill
In order to conclude a transaction, the SME financier can apply to the bank for issuing a bank acceptance bill. After the approval of the bank, the bank acceptance contract is formally accepted, and the acceptance bank signs the words of acceptance or seal on the acceptance bill. Such a bill accepted by a bank is called a bank acceptance bill, specifically, a bank guarantee to the buyer. The seller doesn't have to worry about not receiving the payment, because the buyer's guarantee bank will definitely pay the payment when it expires.
The advantage of bank acceptance bill financing for small and medium-sized enterprises is that enterprises can realize short-term, frequent and rapid financing for small and medium-sized enterprises and reduce their financial expenses.
2. Real estate mortgage
Real estate mortgage financing for SMEs is the most widely used financing method for SMEs in the market at present. When enterprises use real estate mortgage to finance small and medium-sized enterprises, they must pay attention to the legal provisions on real estate mortgage in China, such as the Guarantee Law and the Urban Real Estate Management Law, so as to avoid being deceived.
3. Equity transfer
Equity transfer financing of small and medium-sized enterprises means that small and medium-sized enterprises obtain funds by transferring part of the company's equity to meet the capital needs of enterprises. Small and medium-sized enterprises' equity transfer and financing for small and medium-sized enterprises is actually a process of introducing new partners to attract direct investment. Therefore, the object selection in equity transfer must be very careful and thorough, otherwise, the enterprise will lose control and be in a passive situation. It is suggested that entrepreneurs should consult company law professionals and act cautiously before making equity transfer.
Step 4 provide a guarantee
The advantages of providing secured financing for small and medium-sized enterprises mainly lie in grasping market opportunities, reducing the financial pressure of enterprises and improving cash flow. This kind of financing for small and medium-sized trading enterprises is suitable for small and medium-sized enterprises that have opened letters of credit in banks and imported goods to the port, but the documents have not arrived and are eager to pick up the goods. Small and medium-sized financing enterprises with delivery guarantee must pay attention to the fact that once the delivery guarantee procedures are handled, no matter whether the documents received are inconsistent or not, they cannot refuse to pay or refuse.
Is it deceptive for Shanghai Yuxin Financial Information Service Co., Ltd. to handle credit cards? There are several ways to spend money.
You can apply for a credit card under the following circumstances:
Apply at the bank counter first (provide ID card and work certificate).
Second, make an appointment for the bank staff to visit (you can call the bank).
Third, the official online application (the amount is generally not very high, you only need to fill in the information, the phone at work is answered, and there is not much problem with personal credit information, so you can generally apply for a card).
If you can't do it, you can only spend money to find someone.
Do ka, get cash, and you can find me.
Is the blue financial credit card platform a scam? There are so many such platforms that you can't tell him from a liar, so he is a liar.
How to increase the credit card financing amount is the frequency of credit card swiping. You need to swipe your card at least 10 times a month to recharge your phone bill and go shopping in the supermarket. As long as it is convenient, you can swipe your card in the supermarket to buy two bottles of mineral water and go to the supermarket to buy daily necessities several times a month. Friends who use credit card to cash out for capital turnover must remember not to cash out, leaving about 200 for credit card frequency. This swipe frequency is very important.
The second important thing is the repayment method. When repaying on behalf of others, it is forbidden to use the credit card once after the repayment date, especially when your credit card debt is more than 30 thousand yuan. If you pay it all in one lump sum and then spend it in one lump sum, your credit card limit will not increase too much, and there is a great chance that your credit card will be automatically cancelled by the banking system.
A good operating program should operate like this. Suppose your credit card needs to repay 30,000 yuan on the 20th, and the repayment on the 5th of 15 is about 10000 yuan. When you swipe your card, you will swipe your card twice, which can improve the frequency of swiping your card. 1On August 8th, I swiped my card again to repay about 10000 yuan. I still swiped my card twice when spending, 65438.
If the credit card limit is large, you can operate more. For credit cards with a price of 654.38+ 10,000 yuan or more, it is best to operate them in four times. If you can operate on different POS machines, try not to operate on one POS machine. When the credit card debt is more than 30,000 yuan, special attention should be paid to completing the repayment three days before the repayment date, because sometimes it is impossible to repay on behalf of the company on Sundays or holidays, and the interest fee after the date is relatively high, which is not easy to generate overdue credit, and the late payment fee is terrible.