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Will it be affected if a China Merchants Bank credit card is overdue for four days?

Hello, it is recommended that you repay the amount to your credit card as soon as possible. Warm reminder: If you fail to repay the minimum payment on your bill in time before the payment due date, late payment fees and interest will be charged. The late payment fee is 5% of the unpaid portion of the minimum repayment amount, with a minimum charge of RMB10 yuan or USD1 yuan. Interest will be charged on all consumption in the current period starting from the recording date (usually the second day after consumption), with a daily interest rate of 0.05% until you pay it off in full.

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