How to cancel the CITIC Credit Card account?

How to cancel the CITIC Credit Card account?

There are two main ways to cancel a CITIC credit card account. One is that the cardholder can go directly to a CITIC Bank business outlet with his or her personal ID card and credit card, and then fill in the credit card cancellation application at the counter. After the formalities are completed, it is recommended to hand the credit card to the bank for card cutting processing; the second is to cancel by phone, directly call the official customer service number of China CITIC Bank to apply for cancellation.

It should be reminded that before canceling a credit card, you must ensure that the credit card bill has been paid off and there is no excess overpayment in the credit card account. In addition, there is a 45-day waiting period after a credit card cancellation application is submitted. During this period, the credit card cannot be used for consumption, otherwise the credit card will fail to be cancelled. All information cannot be recovered after the credit card account is closed.

The above is an introduction to the relevant content of CITIC Credit Card account cancellation. I hope it can be helpful.

How to cancel a CITIC Bank credit card

1. If your CITIC Bank card is a debit card and you have a physical bank card, you can go to any place directly with your bank card and ID card. When applying at a CITIC branch, if you don’t have a physical bank card, you can only go to the bank counter with your ID card, first report the loss and replace the card, and then cancel the card. No matter which bank's card it is, if you want to cancel your debit card, you need to bring your ID card and bank card to the bank counter to cancel it.

2 If you have a CITIC Bank credit card, there are three cancellation methods, namely online cancellation, telephone cancellation and counter cancellation. To cancel online, log in directly to the official website of China CITIC Bank, find the credit card cancellation button, and just follow the prompts. To cancel by phone, call CITIC Bank’s credit card customer service hotline 400-88-95558. After the call is connected, you will be transferred to manual service and follow the instructions of customer service. Operation and information confirmation; cancellation at the counter means that you bring your ID card and the credit card to be canceled to a CITIC Bank outlet and handle it with the help of bank staff.

3 When canceling a CITIC Bank card, you have to withdraw the balance. When canceling a CITIC Bank credit card, you need to know whether you still owe money on the card, and whether you still need to collect annual payment after cancellation. fee.

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1. CITIC Credit Card is a bank card issued by China CITIC Bank, which gives the cardholder a certain credit limit. The cardholder can consume within the credit limit and then repay. It is a real credit card that meets international standards. A real credit card is also called a credit card.

2. Pay attention to the following points when canceling a CITIC Bank credit card:

1. There should be no arrears and overpayments in the account when canceling the card, and in order to ensure the security of your account , the card must be with you when canceling the card over the phone.

2. If your CITIC Bank credit card is lost, you can only cancel it at the branch counter.

3. Whether it is a debit card or a credit card, after applying for cancellation procedures, you must continue to track the progress of the cancellation. If it is a letter, you can call the bank about 45 days after applying for cancellation. Ask the credit card customer service, or you can try swiping the card.

How to cancel the CITIC Credit Card

The CITIC Credit Card is no longer needed. The method of canceling the card is as follows:

1. Cancel the card via telephone customer service of CITIC Bank. You can use the phone number reserved by the bank to call CITIC Bank's 24-hour customer service hotline 95558 or the credit card customer service hotline 800-999-5558 to cancel your credit card. The customer service staff will handle the card cancellation procedure for you after verifying your personal information and account information. However, Be aware that voice-to-human service is required.

2. Cancellation of CITIC Bank outlets. You can bring your valid ID and the credit card you want to cancel, go directly to a CITIC Bank branch, and ask the staff at the counter to cancel it. If you have more questions, you can also consult the bank staff.

1. The CITIC Credit Card cancellation process is as follows:

1. Pay off the outstanding balance of the credit card that needs to be canceled;

2. Call CITIC Bank customer service Hotline 40088-95558 or 40060-95558;

3. After the call is connected, transfer to manual to apply for card cancellation.

Please note when canceling a card: If the canceled credit card is the primary card, after cancellation, the supplementary cards under the name of the primary card will also be cancelled.

2. When canceling a credit card, you should also pay attention to the following three issues.

First, confirm whether to proceed with the sale after 46 days. Usually, you can cancel a credit card through telephone banking, but you cannot cancel the card directly through telephone banking. Usually, cardholders should call the bank promptly 46 days after canceling the card to confirm whether the card has been cancelled, so as to avoid the bank not successfully canceling the card for some reason and the cardholder thinking that the card has been canceled successfully, causing unnecessary trouble in the future.

Second, pay off the debt on time. This debt is not just the balance on the account, but also the annual fees and so on. If you focus on the former and ignore the latter, there may still be arrears on the card after the cardholder cancels the card. Therefore, you must ask clearly when canceling the card and never leave any debt.

Third, cut the magnetic strip when deleting the card. If the card is complete, it can still be used where only partial information is required and no verification is required. It is best to cut the magnetic strip into several pieces and throw them into different garbage dumps to prevent people with ulterior motives from stealing them.

How to cancel a CITIC Bank credit card

There are three ways to cancel a CITIC Bank credit card, namely online cancellation, telephone cancellation and counter cancellation. 1. Online cancellation: You can directly log in to the official website of China CITIC Bank, find the button to cancel the credit card, and follow the prompts. However, when canceling, you must pay off the outstanding balance. One more point or one less point will not work. There is also an annual fee. Still charging? These are all things to note.

2. Cancellation by phone: Call the CITIC Bank credit card customer service number (the contact information is usually listed on the credit card card), and then transfer to manual service. Follow the customer service instructions step by step and confirm the information.

3. Cancellation at the counter: Go to the nearest CITIC Bank branch with your ID card and the credit card to be cancelled, and handle it with the help of bank staff.

I would like to remind everyone that when canceling a credit card, the points can be processed together. If you have multiple credit cards from China CITIC Bank, you can transfer the points in the canceled card to another bank when canceling. Among the credit cards, if there is only one credit card, the cardholder can exchange all the remaining points in the card into gift airline miles to avoid waste.

If you want to know when the credit card cancellation is successful, you can call the bank's credit card customer service to inquire about 45 days after applying for cancellation, or you can directly swipe the card for testing.

That’s it for the introduction of how to cancel the CITIC credit card when it is no longer in use.