Hello! If it is a China Merchants Bank credit card, the minimum repayment amount is the minimum amount stipulated by the bank that you must repay before the monthly repayment due date. You do not need to repay the full amount, but the repayment amount of each period must be greater than the minimum repayment amount. This is what you keep. Basic repayment requirements with good credit history. If you choose the minimum repayment and are unable to enjoy the interest-free repayment period, all purchases in the current period will accrue interest from the recording date (usually the second day after consumption), with a daily interest rate of 0.05% until you pay it off in full. If you repay the current payment amount stated on the bill in full before the payment due date, you will enjoy the interest-free period for your consumption payments. You can choose the repayment method based on your specific circumstances. Minimum repayment amount = 10 cash advance principal, 10 non-cash advance transaction principal, 100 fees, 100 interest, 100 excess consumption amount, 100% of the unpaid portion of the minimum repayment amount of the previous period, 100% of the single installment amount. Please refer to the minimum repayment amount listed in the bill.