2. The monthly amortization amount of Shanghai Pudong Development Bank's credit card mail order installment and shopping mall installment exceeds 65,438 yuan +0 yuan 2 points, and the monthly amortization amount of free installment exceeds 65,438 yuan +0 yuan 1 minute, and the following cents are not counted;
3. The integral of the main card and the auxiliary card can be calculated together.
Classification of credit cards:
1. There are many types of credit cards, which can be generally divided into seven types: corporate cards and personal cards, credit cards and debit cards, international cards and regional cards, ordinary cards and gold cards, main cards and supplementary cards, retail credit cards issued by commercial organizations, and travel and entertainment cards issued by service industries.
2. Credit cards issued by banks
With the rapid development of contemporary science and technology and the wide application of computers in banks, the use of bank credit cards has expanded rapidly, which not only reduces the circulation of cash, but also makes the bank's business break through the limitations of time and space. There are four kinds of ordinary credit cards issued by banks.
3. Shopping card
Shopping cards refer to a number of shops or service enterprises (hereinafter referred to as special merchants) such as transportation and tourism companies organized by banks. When providing credit goods or services to cardholders, sign bills, collect loans or services from banks with bills, and pay a certain percentage of handling fees. Usually, the bank will settle with the cardholder by bill at the end of the month. If the cardholder repays the loan within the specified time, he/she does not need to pay interest; if it exceeds the specified time limit, he/she must pay interest to the bank.
4. Charge card
Charge card is the product of the computerized development of banking business. It can automatically transfer money and withdraw some cash through special computer terminals set up by banks in large commercial centers and tourist service centers. Charge card is a kind of credit card, which can be used for bookkeeping and transfer when shopping.