1, the credit line is high, and the credit line granted by banks to civil servants' credit cards is generally high, ranging from 1 ten thousand yuan to 50 thousand yuan or even 1 ten thousand yuan.

2. The business card is free of annual fee for life, and there is no handling fee for the overpayment, and other credit cards are charged at 0. 1% to 0.5% of the cash withdrawal amount. Some special business cards can also enjoy free handling fees for withdrawals from different places.

3. Business cards have many value-added services, and you can enjoy the privilege of gold cards. Ordinary credit cards can't enjoy the privilege of gold card. Many banks directly treat business cards as gold cards and give cardholders the privilege of gold card.