Current location - Trademark Inquiry Complete Network - Overdue credit card - What's the difference between account number and card number?
What's the difference between account number and card number?
The differences are as follows:

1, with different properties.

Bank account number refers to the RMB demand deposit account opened by the depositor in the handling bank for the settlement of fund receipt and payment. Bank settlement accounts are divided into unit bank settlement accounts and individual bank settlement accounts according to different depositors.

Bank card number refers to the number code on the hard card issued by each bank, and the business number segment between commercial banks has unified regulations. The first six digits of the card number represent the identification code of the issuing bank, also called BIN number, and different BIN numbers represent different bank card organizations and card levels. If you lose your card,

2. The number of accounts is different.

The account number is 19 digits. The card number is 19 digits, with 16 digits, such as the card numbers of China CITIC Bank and China Merchants Bank. The first six digits of the card number represent the identification code of the issuing bank, also called BIN number, and different BIN numbers represent different bank card organizations and card levels. There is no bank account with 10 digits.

3, the persistence is different

The account number will not change, even if the card is lost and the card number is gone, the account number will still exist after a new card number is changed.

Extended data:

I. Types of cards

Bank card classification method

Under normal circumstances, bank cards are divided into credit cards and debit cards according to whether credit lines are granted to cardholders. In addition, bank cards can also

1, which is divided into magnetic stripe card and chip card according to different information carriers;

2. According to whether the issuer is in China, it is divided into domestic cards and overseas cards;

3. According to the different issuing banks, it is divided into personal cards and unit cards;

4. Account can be divided into RMB card, foreign currency card and dual currency card according to different currencies.

Second, the bank card frequently asked questions

Bank cards should not be placed with mobile phones, televisions, stereos, microwave ovens and other electrical appliances with strong magnetic fields. It's better to put it away. Don't put multiple bank cards and passbooks together.

1, when buying a wallet, there are usually small hard cards from several brands. Don't throw them away! When playing cards, except that the cards can't be on the same interlayer, put a card of this kind on the side with magnetic stripe to play the role of spacing.

2. ICBC has a special bank card holder, which works well and can be used many times.

3. It's not bad to use ID card as the interval. (The second-generation ID card is a radio frequency card, not a magnetic card, so the ID card will not "degauss" with the bank card. )

Finally, it should be noted that the bank card must not be put in the pocket directly with the mobile phone, so it is likely to be degaussed soon.

Three, the current bank personal bank card can be divided into two types.

(1) A bank card with a passbook is the usual practice in the past. First, a passbook is issued, and then a card is hung on the passbook. Card and passbook are interlinked, that is, there are as many cards as there is money in the passbook;

(2) For the recently appeared cards without passbooks, you can directly apply for bank cards, without having to apply for passbooks first, and the cards will not be folded; If you bring it, just write the passbook account number or card number when you remit money, and you can receive it completely; If not, you can only enter the card number.

Baidu Encyclopedia-Personal Bank Account Number

Baidu encyclopedia-bank card number

Baidu Map-Bank Card