1. The address of the Credit Information Department of the People's Bank of China in Zhongshan City, Guangdong Province is: Survey and Statistics Section, 2nd Floor, No. 16, Yuelai South Road, Shiqi District, Zhongshan City, Guangdong Province. Contact number: Tel: 0760-88860271.
2. You can only check personal credit records at the Zhongshan Central Branch of the People’s Bank of China, not in towns.
3. To inquire about personal credit records, you need to bring your original ID card to the loan certificate business hall of the Credit Information Office.
Extended information:
Factors affecting personal credit reporting
1. Credit cards have overdue records. Once overdue records occur, it will affect personal credit rating. , you can't enjoy the bank's interest rate discounts, or even get a loan, so avoid overdue credit card repayments.
2. If your personal debt is too high, you have already had a loan before, and the loan amount is large, accounting for 70% or 80% of your income, then your credit rating will be lower.
3. The personal credit report has been inquired many times by persons other than the person. If the personal credit report has been inquired multiple times by other institutions, it is very likely that the credit record inquiry is caused by borrowing from multiple institutions, which will affect the loan. .
4. Whether your spouse’s credit is good or not is a very important factor. If you are married, if your spouse has bad credit, has a past due credit card record, or has excessive debt, it will affect your personal credit rating.
Reference materials: Credit Reference Center of the People's Bank of China - Contact information of credit reference centers and inquiry points across the country