1. Different colors. Each credit card has a different pattern, but this difference is more obvious on ordinary cards. In order to highlight the difference, most banks' gold cards use gold as the main color element of the card.

2. The credit limit is different. There is a big difference between Bank of Communications credit card gold card and regular card in terms of credit limit. The credit limit of regular credit card is generally 3,000 yuan to 10,000 yuan, while the credit limit of gold card is usually 10,000 yuan to 50,000 yuan. Much higher than Puka.

3. The annual fees are different. Because the credit limit of the gold card is higher, the annual fee of the gold card is much higher than that of the regular card. Taking the Bank of Communications Pacific Credit Card as an example, the annual fee of the gold card is 200 yuan, while the annual fee of the regular card is only 140 yuan.

4. Credit card offers are different. Because the credit card gold card has a higher level than the regular card, it usually has some benefits that the regular card does not have.