According to the relevant information of the query, it is possible. Article 196 of the Criminal Law of People's Republic of China (PRC) stipulates: in any of the following circumstances, those who engage in credit card fraud, with a relatively large amount, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and (4) maliciously overdraw. Malicious overdraft refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank. If the issuing bank fails to return it for more than 3 months after two collections, it shall be deemed as "malicious overdraft" as stipulated in Article 196 of the Criminal Law.