The situation of credit cards that are overdue for 10 years is more serious and the following measures should be taken to solve it:

1. First, contact the relevant bank or credit card institution as soon as possible to understand the specific overdue situation and communicate about repayment matters.

2. Secondly, formulate a detailed repayment plan, including installment repayment, debt restructuring or applying for a loan to gradually pay off the debt.

3. In addition, if the debt is too large, you can consider seeking help from professional organizations, such as debt consulting companies or lawyers, to obtain a more reasonable solution.

In short, for credit card issues that are overdue for 10 years, the first step is to proactively communicate with the relevant credit institutions in a timely manner and formulate a detailed repayment plan. If the debt is too large, you can seek professional help to find a more reasonable solution.

Extended information:

Overdue credit cards will lead to bad credit records and affect personal credit ratings. The longer the overdue period, the more serious the damage to your credit record. When faced with a 10-year delinquency situation, it may take more time and effort to resolve the debt. In addition, when dealing with overdue issues, illegal or fraudulent actions should be avoided to avoid further exacerbating legal and financial risks.