Longka Loan Bar is a virtual platform that integrates "quick application, instant application", "full coverage of online and offline transactions", "all-round security", and "exclusive coupon payment and feedback" Credit card products. By using smart data strategies and online processes, CCB has greatly simplified application methods and steps. When customers urgently need a card, they don’t need to find a CCB branch or staff. They just need to take out their mobile phones and quickly complete the application through the "China Construction Bank" app. Relying on the accurate scoring model of big data, CCB will instantly complete a series of operations such as automatic approval, card issuance, activation, and binding of the CCB payment system. After receiving the SMS of the approval result, customers can directly use the card to make purchases at merchants that support Long Pay and Huidouquan. From "Using the card urgently" to "Using the card extremely quickly", Longka Loan Bar has achieved rapid response and solution to customers' pain points.
Dragon Card Loan Bar can also be bound to China UnionPay Express, WeChat, Alipay and other mobile payments. This enables online consumption or offline card use, and full coverage of online and offline payments. For example, currently in parking lots in Shanghai, Guangdong, Shandong, Sichuan and other places, there is no need to pay manually or scan QR codes to pay. By binding the license plate information to Longka Loan Bar, you can achieve "innocent travel" without having to pay for parking, and you can get out of the gate in seconds to refresh your travel experience.
Using Dragon Card Loan Bar, regardless of transaction type, you can accumulate exclusive coupons, which can be redeemed for various electronic coupons such as phone bills, convenience store vouchers, video website membership cards, and gas cards.
“Longka Loan Bar has fewer application elements, fast approval speed, and is simple to use. Even customers who don’t have a credit card can apply for it immediately and use the credit card anytime and anywhere.” A technical person from the CCB Credit Card Center said.
In addition, Longka Loan Bar provides customers with comprehensive security protection. Customers can set their own transaction switches and single transaction limits to control card security. At present, high-quality customers who have signed contracts with China Construction Bank’s mobile banking can apply for Long Card loans through mobile banking.
2018 is the 15th anniversary of the issuance of CCB credit cards. Over the past 15 years, "building a convenient payment express lane" has been the goal of CCB's credit cards. The launch of Longka Loan Bar is undoubtedly an accelerated expansion of this "convenient payment express lane". The "one-stop" seamless service of quick application, instant approval, automatic activation and instant use has accelerated the "fast lane"; combined with the in-depth use of inclusive financial scenarios, the "fast lane" has been expanded. From credit card payment to mobile payment, every change in payment methods is closely linked to consumption upgrades and customer experience upgrades. In the future, CCB will continue to enhance its financial service capabilities through technological innovation, stimulate the power of financial technology, and provide customers and families with safe, convenient, and personalized financial products.
Dragon card safety lock, I decide the card.
Longka Credit Card has launched a new "security lock" function to provide you with various considerate services:
1. What is a "security lock"?
Security lock is an upgraded function of the original one-key card lock. After logging into China Construction Bank Mobile Banking, you can flexibly control the use of Dragon Card in multiple scenarios according to your card usage habits to ensure the safety of card use.
2. Regardless of day or night? Control the card time at any time
Click "Security Lock" on the mobile banking credit card channel to open "Card Lock Status". You can set the daily card lock time period, 0:00-24:00, of your choice.
The locking time is Beijing time. When the set card lock start time is greater than the end time, the credit card will be controlled across days.
3. Domestic and overseas? Free control over transaction methods.
For four different transaction scenarios, you can set the daily card lock time period respectively.
4. Withdraw cash for consumption? Transaction types are easy to control.
You can set the transaction types to be controlled during the daily card lock period, and you can also set transaction limits for different transaction types during the non-card lock period. Locked and closed, opened and used. There are also real-time reminders of transaction rejections.
This function does not limit related questions and answers: