Sesame Credit is a credit scoring system designed according to people's behavior data (especially online behavior data). For example, have you ever bought or sold fake goods, stood the driver up when you took a taxi, made a restaurant reservation without your word, and paid in time ... All these will describe a person's honest portrait. And this may be a face that we can let strangers see at any time in the internet world, which can decide whether people like you or not.
"Sesame Credit" can evaluate users' credit by analyzing a large number of online transaction and behavior data. These credit evaluations can help Internet finance enterprises to draw conclusions about users' repayment willingness and repayment ability, and then provide users with fast credit granting and cash installment services.
In essence, "Sesame Credit" is a credit information system, which will collect data from the financial system and, more importantly, fully analyze users' records in Taobao, Alipay and social media.
what can sesame credit score be used for
Sesame credit score is a product of Sesame Credit Management Co., Ltd., which is a credit score obtained by processing and calculating individual user information. Its score ranges from 35 to 95, and a high score means a high credit level. At present, the scoring standards are mainly judged by five dimensions: credit history, behavior preference, performance ability, identity characteristics and personal connections. Let me introduce it to you below.
Steps Read
Tools/Materials
Alipay Wallet for Mobile Phone
AliPay Account with Real Name Authentication for Networked Smartphone
Methods/Steps
> 1
Find Alipay wallet software on your mobile phone, open the page, log in to your real-name authenticated Alipay account, and click the Wealth option at the bottom, as shown in the figure.
> 2
On the wealth page, we see an option of sesame credit score, as shown in the figure, and we click to enter.
> 3
after entering, if you receive an invitation and it has not been opened yet, an authorization invitation will appear as shown in the figure. If you agree to use it, just click Open immediately.
> 4
after opening, you will automatically see the main page as shown in the figure, where you can see our sesame score and the following two application options. Let's first introduce the credit guess.
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Credit guessing is mainly about checking the other party's credit, which can help us to make some judgments and decisions. However, checking the other party's credit also requires the authorization of the other party. As shown in the figure, you can choose three options: "Lower than me", "Daping" and "Higher than me"
* * 2 Figure >. 6
Then choose the application, wait for the other party's consent, and finally check our record, and you can see the relevant information.
> 7
As shown in the figure, if the other party agrees, we can see the information. Note that if the other party agrees, you can check the sesame score at any time within 72 hours, and the other party can't close it, so you can't check it after 72 hours.
> 8
Let's introduce some applications of "Credit Life", as shown in the figure. Click on Credit Life at the lower right to enter the corresponding page.
[figure ]> 9
As shown in the figure, up to now, travel and accommodation have been opened, but applications such as financial shopping and social networking have not been opened. For example, if our credit of Sesame Score is very good and exceeds 6, we can avoid the relevant deposit. Click Travel to enter.
> 1
After entering, you can see the cooperative organizations that currently support sesame credit points. After clicking Enter, you can add a service window and carry out related services.
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At the bottom of credit life, there are some preferential activities with sesame credit score. As long as your credit score exceeds 6, you can enjoy some preferential activities. Of course, the activity area is still very limited now. I look forward to bringing benefits to us with more cooperative organizations!
Precautions
At present, Sesame Credit Score is still in the public beta stage. Some users may not have received the invitation to open it, and I believe it will be opened soon.
AliPay account must be authenticated by my real name, otherwise it will not be opened.
At present, the country is promoting credit construction, and Sesame Credit is just one of them. I hope everyone will cherish their credit and be honest, then our country will be more harmonious and civilized.
What does Sesame Credit mean by authorizing Alipay?
Hello, Sesame Credit means allowing Alipay to check your credit score. Alipay will provide you with the corresponding amount according to your credit score.
what do these in sesame credit in AliPay mean? 1 points
AliPay Sesame Credit is an independent credit evaluation and credit management institution newly launched by Alipay. It is the first credit score for individuals in China. In layman's terms, it is an online virtual credit card score launched by Ali. Users can enjoy high-quality or convenient service offers through Alipay Sesame Points.
according to the different scores of sesame seeds, it can be divided into multiple grades. The lowest score of Alipay sesame seeds is 35, and the highest score is 95. Among them, 35~55 points are poor credit, 55~6 points are medium credit, while 6~65 points indicate good credit, 65~7 points are excellent, and 7~95 points are excellent credit. The higher the score, the more you can enjoy relevant preferential treatment or services.
In terms of functions, Sesame Credit has five major functions: including travel, accommodation, finance, shopping and social interaction. In addition, it can enjoy some optimization activities, such as enjoying preferential travel services and booking hotels under Alibaba ...
What does Sesame Credit do? What is the significance of the score? What can I do with this score?
The landlord's sesame credit is very high.
Sesame Credit is an independent third-party credit evaluation and credit management organization. Based on all aspects of information, it uses big data and cloud computing technology to objectively present personal credit status. By connecting various services, everyone can experience the value brought by credit.
Sesame credit score is the comprehensive processing and evaluation of massive information data by Sesame Credit, which mainly includes five dimensions: user credit history, behavior preference, performance ability, identity characteristics and personal relationship. Sesame Credit is based on Alibaba's e-commerce transaction data and Ant Financial's internet financial data, and establishes data cooperation with public institutions and partners such as Public Security Network. Unlike traditional credit data, Sesame Credit data covers credit card repayment, online shopping, transfer, wealth management, water, electricity and coal payment, rental information, address relocation history, social relations and so on.
"Sesame Credit" can evaluate users' credit by analyzing a large number of online transaction and behavior data. These credit evaluations can help Internet finance enterprises to draw conclusions about users' repayment willingness and repayment ability, and then provide users with fast credit granting and cash installment services.
In essence, "Sesame Credit" is a credit information system, which collects data from * * * and financial systems, and fully analyzes users' behavior records on platforms such as Taobao and Alipay.
In order to facilitate users to know the credit level of friends around them, Sesame Credit has set up a small game similar to "Credit PK", which can compete with friends. If the other party authorizes the consent, you can also directly check the sesame score of the other party.
during the public beta, Sesame Credit has negotiated cooperation with partners in car rental, renting, marriage, visa and other fields, and will soon provide experimental services. For example, in the future, when users' sesame scores reach a certain value, it is expected that there will be no need to pay a deposit when renting a car or staying in a hotel, they can try before buying online, and there is no need to apply for a deposit certificate when applying for a visa.
What does sesame credit mean?
The U-nation college loan that is very popular recently said that if you borrow from him and pay it back on time, your score will get higher and higher. You can try it.
Who can explain the sesame credit score to me?
Go to Sesame Money Network to see
What's the use of a high sesame credit score?
Sesame Credit determines your credit limit. In the case of lack of money, shopping in Taobao with ant flower buds is interest-free for a certain period of time. Use ants to borrow money to withdraw cash, with a daily interest rate of five ten thousandths.
What does Sesame Credit Score 75 mean?
Sesame Credit Score is similar to personal credit reporting!
It is the credit registration system given by Alibaba. The higher the credit score, the higher the authority and level here. In the subsequent use process, it can be authorized through sesame credit, and you can borrow money, use flowers, borrow flowers and so on!
Why do others apply to check my sesame credit score
This is just what others want to compare with you. If you think you can check your sesame credit score, then agree, if not, then disagree!