To apply for a credit card, you need to be over 18 years old and have a stable source of income. The specific materials are as follows:
1. Application conditions:
Citizens aged 18-65 years old and capable of civil conduct;
Have stable income and provide income Proof;
The personal credit report must be good and have no bad records;
Whether you can successfully apply for a credit card is also related to your occupation;
Generally speaking, a stable credit card Working is a necessary condition for successfully applying for a credit card;
Foreign and overseas personnel and active military officers who receive the card in their own name should present a temporary household registration issued by the local public security department or a certificate issued by the relevant department, and must provide guarantee conditions The guarantor must be a guarantor unit or a guarantor who has a local household registration and works locally.
2. Information required to apply for a credit card:
Proof of identity;
Proof of work and income;
Proof of financial resources;
Academic and professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license and other auxiliary materials.
3. Process:
Apply for an appointment online;
Three to five working days after the appointment, staff will contact you to collect information;
It takes about 7 to 10 working days for the bank system to review the personal information and call back;
If the review is passed, the credit card will be sent out in about 10 working days.