Supplementary information:
1. It's no problem to send things by credit card. It's the same in the hands of the bank and the salesman who is doing credit. They will eventually submit your information to the credit card centers of their branches and then review your information to see if it can be processed. In addition, you said that if you fill in one bank, they will run several banks well, which is not very reliable. Whether you can get the card is not up to their salesmen, but it must be approved by their centers. If you run that bank, just ask the person in that bank to do it, and then if one bank is used for a long time, you can do it in another bank, so the credit limit is also high, and the business personnel who run credit cards can only represent themselves, and they can't give it to other banks casually. In addition, they should be careful when signing, and there is nothing wrong with others.
2. There is no problem with gifts, because the competition is fierce now, so you can't do it without gifts.
The situation you mentioned was when the management was loose before, but now the banking supervision and the People's Bank of China are strictly controlled, which is basically impossible. You must read the form carefully before filling it out, especially the signature part. Basically, you should sign a form once. Don't ask others to sign several names without reading it. As long as you don't sign a few names, there is basically no problem. Unless the other party deliberately violates the rules, there is no way, but it is risky, and it is more troublesome for you to complain. If you want to go to the economic investigation to report the case seriously, it will be difficult for him.
Extended information:
Many people apply for credit cards because of the preferential activities launched by banks. These people apply for credit cards in order to get discounts, and then want to cancel their credit cards after getting gifts. When you get a credit card, you can cancel it after the bank sends something. After all, the bank has no time limit for customers to cancel their cards.
However, that's why I applied for a credit card, and I have to cancel my card after I get the gift. Therefore, whether I call the bank to apply for cancellation of my card or go to the bank branch counter to apply for cancellation of my card, the staff may retain it. However, if you insist on canceling the card, the staff will also help with the card cancellation business.
only if the card has been activated, you need to pay the bill before you can cancel the card. After applying for cancellation, the bank will have 45 days to review whether there are unpaid bills in the card and whether the arrears are paid off. If there are no outstanding bills and all the debts are paid off, the bank will officially cancel the card after 45 days.
and we need to pay attention to the fact that this behavior of canceling the card after handling the gift in Kolor may affect the credit of the account, so it may be more difficult to apply for a credit card at the bank later, and it is very likely that the application will not be approved.