The optimal repayment amount of a credit card means full repayment, which means no interest. To put it bluntly, it is to pay off the credit card debt in full on the due date. This kind of repayment has no adverse effect on the cardholder and is beneficial to the subsequent withdrawal, so it is called the optimal repayment, also known as the optimal repayment method.

what does yuan mean?

yuan, the minimum repayment amount of a credit card, means that there is no debt, which means that there will be no overdue payment. The reasons for this may be as follows:

1. Refund to offset the arrears. After paying by credit card, if the user wants to apply for a refund, the refund will be deducted when the money arrives on the billing date, and the minimum repayment amount of credit card will be yuan.

2. Handle the bill by installment. Some users have used the credit card application platform before and have no credit card arrears. When the current bill came out, they chose to pay the total amount owed by installments, because it was 1% installment. Therefore, after the installment, it will show that the minimum repayment amount is yuan.

3. Pay off the debt on the bill. Some users like to make bills as a way to reduce the debt ratio. Therefore, the credit card consumption after overdraft will choose to pay off the arrears before the current bill comes out. After the bill comes out, if the total amount owed and the minimum payment amount are yuan, there is no need to repay.