ICBC has many types of credit cards. As for which one is better, it depends on the applicant's own situation. However, based on the number of applicants, the following cards rank at the top.
1. ICBC Monetary Fund Credit Card (UnionPay)
Standard quasi-credit card financial functions; smart financial management and smart investment; automatic redemption and smart repayment; tax-free deposit interest income .
2. ICBC Air China Zhiyin Peony Credit Card General Card (American Express)
Flexible currency selection takes you around the world; accumulate mileage easily and affordably; global car rental to control the world ; Easily accumulate redemption discounts; enjoy premium golf booking services.
3. ICBC China Southern Airlines Pearl Peony (Group Customer) Business Credit Card
Distinguished customer identification of China Southern Airlines key customers; safe and fast account balance change reminders; revolving credit, sufficient free Interest repayment period; one card with two currencies, universally accepted; comprehensive business travel insurance.
4. Industrial and Commercial Bank of China Anbang Credit Card (UnionPay regular card)
Real-time arrival of deposits, withdrawals, and consumption; real-time SMS balance change reminders; 24-hour online and telephone banking services; year-end Financial settlement billing services; paper or electronic reconciliation services.
5. ICBC Peony Netcom Credit Card (China UnionPay Bank Card)
You can agree on automatic repayment of the account; you can shop online at home and abroad; 24-hour online and telephone banking services; self-service Adjustment services; year-end financial settlement billing services; paper or electronic reconciliation services.
Generally, the minimum limit for a newly applied ICBC credit card is RMB 0 and the maximum is not more than RMB 50,000. The limit for a gold card is generally RMB 10,000 and the maximum is RMB 100,000. , the minimum initial credit limit for the Platinum Card's RMB account is RMB 50,000, and the minimum initial credit limit for the Platinum Card's foreign currency account is US$5,000. There is currently no upper limit for the Platinum Card's credit limit, and the bank will determine it based on your credit status and card usage. Comprehensive judgment.