No, according to the credit card usage rules, overdraft repayment and borrowing are not allowed. If Bai Hua doesn't repay the money on the repayment date, you can withdraw it by credit card and then pay it back. This requires bank card operation, and the existing handling fee and interest are paid by credit card.

How to apply for deferred repayment by credit card?

Generally speaking, the grace period of credit cards is 1 to 3 days, and users can delay repayment 1 to 3 days. If you need to apply for grace period yourself, please contact your bank to apply for grace period before the deadline. If the repayment cannot be made on time due to special reasons, if it is necessary to extend the repayment period, it is necessary to submit relevant certificates and apply to the bank for negotiation repayment.