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1497 British credit cards

British people love to spend cash again, just to remind themselves to "save money"! What the hell is going on?

Bank staff found an obvious upward trend in cash withdrawals, thus inferring that British people tend to pay their bills in cash, so that they can control the relevant budgets and not let themselves spend all their money carelessly. When you pay by mobile phone or credit card, you feel that money is just a number, and before you know it, the bank card becomes zero. When you use cash, you will feel that money is very precious and you will not buy things unscrupulously.

It's easy to overspend when paying by credit card, because there are many credit cards, and most people don't pay attention to their credit limit. As long as they meet something, they will buy it by credit card. But cash is only a certain amount. When you pay, you will find that your money is relatively small, and it is very likely that you will put things back in place and will not continue to buy. The British will take out the cash and put it in the jar to tell themselves that it is money for food and money for travelling, so that they can form a sense of urgency and will not spend it lavishly.

Before, the amount of cash used in Britain has been declining, and the epidemic situation has accelerated this situation, but now the amount of cash used has obviously increased. The relevant departments indicated that it might be caused by the crisis of living cost, because they knew how much money they didn't have, so they wanted to restrain their consumption. The prices of energy and food in Britain have risen sharply, which has aggravated people's financial crisis. The relevant staff also said that people are really living frugally, and many people have become more dependent on cash, so as to control the budget and not spend more money.

Some people are more advanced in their consumption concept and like to spend money in the future, so they are not suitable for using mobile phones or credit cards to pay. However, most people are thrifty, don't spend too much money, and paying by mobile phone won't make their salary run out quickly.

the number of credit card holders in the United States and Britain

White House data show that there are 173 million credit card users in the United States, * * * holds about 1.5 billion credit cards, and the average number of cards held is more than 8

According to statistics from the British Financial Card Association, in 28, there were 168.7 million financial cards used by British people, including 76.3 million debit cards and 6611 credit cards. British cardholders have an average of 3.6 bank cards, of which 2.3 are credit cards and debit cards. In 28, the number of people using credit cards and debit cards in Britain reached 3.2 million, accounting for 62% of the total number of adults, of which 2.5 million cardholders used their cards at least once a month.

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British customs

British life customs

Now British people pay more attention to the quality of life and pursue spiritual enjoyment. Dress very formally on important occasions, and usually pursue simple and comfortable clothes. The diet style is simple and pays attention to nutrition. The climate in Britain is mild and humid, and the British love sunshine. Usually I like to do housework by myself, I love sports, and I like to go out for a holiday. In addition, British people are very fond of cultural activities, such as reading books, writing articles, listening to concerts, watching plays, etc., and they also like keeping pets.

aspects of life in Britain

1. Figures in life

In Britain, adults are engaged in full-time work or full-time education for an average of 22 hours a week, and spend the same amount of time on housework. However, the gender of those who do housework is still the highest among women. But more and more women are taking part in the work. According to the latest statistics of the National Bureau of Statistics, the proportion of women participating in the work is 45%. In the non-manual sector, women account for half. In the service industry, women account for more than half, which is "half the sky"!

The consumption of British households increased by 75% (including inflation rate) between 199 and 1997. In the second quarter of 1998, it increased by 2.8% compared with 1997. Its consumption pattern has also undergone great changes. In 1997, residents' consumption of durable goods for entertainment and education increased by 1%. Its expenditure content is to buy radios, televisions, telephones, computers and other durable goods. This part of the consumption is also used for renting video recorders and music tapes, buying cultural and sports supplies, and investing in education. In 1997, general commodities rose by 4.4%, but individual commodities, such as food, alcohol and fuel, all declined to varying degrees, with cigarettes having the highest proportion of decline.

It can be seen that the lifestyle of the British people now pays more attention to the quality of life, pursues spiritual enjoyment, and gradually gets rid of bad living habits, such as smoking and drinking.

Second, the pursuit of a simple and comfortable life

Suits are still the national clothes of Britain, but although office workers wear suits and ties, even on important occasions, men wear tuxedos and women wear low-cut evening dresses, many ordinary people like to wear casual clothes every day, which are simple and comfortable.

British people's eating habits are also simple and pay attention to nutrition. Breakfast is usually cereal with milk or a glass of juice, buttered toast, smoked bacon or fried sausages and eggs. At noon, children have lunch at school, and adults buy a sandwich and just a cup of coffee for lunch near their workplace. Only on weekends will the British have a big dinner table. Usually the main course is meat, such as roast chicken, roast beef and grilled fish. There are many kinds of vegetables, such as cabbage, fresh peas, potatoes and carrots. Vegetables are generally no longer processed, put in plates, poured with ready-made seasonings bought from supermarkets and eaten. There is always a digestible dessert after the main course, such as boiled fruit, fruit pudding, cheese, ice cream and so on.

Third, parks and green spaces

Britain has a mild and humid climate. It is suitable for the growth of all kinds of flowers and trees all year round. When making urban planning, the government has specially planned a large piece of green space or park in almost every living area for people to rest or take a walk and provide space for children to play.

Due to the rainy and foggy winter, the summer sun is particularly precious to the British. On sunny weekends, holidays, parks and beaches are full of people enjoying the sun bath. There are even more British people who are fashionable to tan their skin and shine.

Fourth, do it yourself

British people like to repair their houses, make furniture, decorate their rooms and trim their gardens on weekends and holidays. Even making their own ceramic handicrafts is almost omnipotent. This is not only out of economic considerations, but also as one of the leisure lifestyles to cultivate personal skills and cultivate personal sentiments. By doing it yourself, you can make your room more comfortable and personalized.

5. Love sports

According to the latest statistics from the National Bureau of Statistics, during 1996-1997, 72% of male citizens and 57% of female citizens took part in at least one sport within four weeks. The proportion of teenagers participating in extracurricular sports activities is higher.

among many sports, cycling, playing football, playing snooker, playing tennis, swimming and roller skating are the same hobbies of many men and women. Walking for two miles or more every day has always been a popular sport.

VI. Colorful Holidays

For most British people, going out for a holiday every year, regardless of the length of time, whether at home or abroad, is indispensable in life. According to a survey conducted by the British Tourism Agency, in 1996, 59 million British residents spent four or more nights on vacation, exceeding the total population of Britain, while in 1997, 7.8 million British residents spent more than one night away from home.

In addition to traveling, British people have a variety of entertainment and recreational programs on weekends, bank festivals, Easter and other holidays: cinemas, concert halls, opera houses and summer open-air concerts with elegant environment have prepared various programs for people of different classes, ages and tastes. A large number of museums and places of interest provide people with the best leisure places.

Vii. Hungry Readers

There are about 5, libraries and reading rooms (including more than 3 professional libraries and academic libraries) in the 242,5 square kilometers of Britain. No matter day or night, the library is often packed. People who borrow books, consult materials, browse newspapers and write articles include students, the elderly, company employees and even workers. Many libraries and reading rooms provide IT.

Eight, the world of "cards"

Modern British people can't live without cards: credit cards, charge cards, store shopping cards, car gas cards, security cards, telephone cards, etc., with various shapes and forms.

according to incomplete statistics, in 1997, Britain issued about 38 million credit cards, about 37 million charge cards and set up ATM machines (up to 23,2 by the end of 1997). Such amazing figures show that checks and cash are increasingly being replaced by "cards". In July 1998, major British banks announced that they would start using new cards with more information, more complete functions and safer in 1999, and gradually replace the existing credit cards and charge cards.

in addition, supermarkets, department stores and specialty stores also issue "prize shopping cards", that is, when customers spend a certain amount, they can get different forms of rewards from merchants, such as providing free holiday tickets, giving away shopping vouchers, regularly mailing commodity advertisements and news of price reduction. This kind of bonus promotion attracts residents: usually, residents hold "bonus shopping cards" to buy daily necessities and fashionable clothes. Over time, this kind of shopping card has really brought some benefits to consumers.

Nine, a paradise for pets

British people like to keep one or even more pets at home. According to the latest official statistics, there are 7.2 million cats, 6.6 million dogs, 1.4 million rabbits, 6, guinea pigs and 3 million ornamental fish in half the families in Britain.

X. Developed Networks

In 2, according to the InternationalBenchmarkingStudy (2) made by the British Department of Trade and Industry, by the fourth quarter of 2, the number of online SMEs in the UK had reached 1.7 million, an increase of 54% compared with 1.1 million in 1999, which was two years ahead of schedule.

today, there are more than 3 internet service providers (ISPs) in Britain, the largest of which is Freeserver. Freeserver was founded by Dixons Company in 1998, with 1.3 million network users. At present, there are 13 million internet users in Britain, accounting for 22% of the total population, which is much higher than other major European countries. In 1999, among the major European countries, the annual growth rate of Internet was 28% in Britain, 22% in Denmark, 215% in France, 21% in the Netherlands, 2% in Germany and Norway, 185% in Spain, 17% in Sweden, 16% in Finland and 145% in Italy. British people often say that the British economy has become a network-oriented network economy. In fact, the internet has already penetrated into every aspect of British economic life. Compared with major countries in Europe and America, the online rate of middle schools in Britain is 9%, and that of primary schools is 68%. By the end of 1999, the online rate of British adults was 45%, of which 2% surfed the Internet at work and 14% surfed the Internet at home. In 1999, British consumers spent as much as $7 million on online shopping, and in 2 it reached $8 million.

At present, the online rate of SMEs in European countries is 53%, while that in Britain is as high as 68%. Nowadays, the network connectivity rate of British companies has reached the world-class level: compared with 1999, the total number of online companies in the UK reached 81% this year, with an annual growth rate of 63%.

among eu countries, IT products and services account for 2.26% of GDP on average; However, IT products and services in the UK account for 3.24% of its GDP.

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Living habits

Travel and entertainment

Living habits

Social welfare

Working in the UK

Overview of the UK

British national system

British transportation

Now British people pay more attention to the quality of life and pursue spiritual enjoyment. Dress very formally on important occasions, and usually pursue simple and comfortable clothes. The diet style is simple and pays attention to nutrition. The climate in Britain is mild and humid, and the British love sunshine very much. Usually I like to do housework by myself, I love sports, and I like to go out for a holiday. In addition, British people are very fond of cultural activities, such as reading books, writing articles, listening to concerts, watching plays, etc., and they also like keeping pets.

1. Changes in life

In Britain, adults spend an average of 22 hours a week on full-time work or full-time education, and the same amount of time on housework. However, women are still the highest sex among people engaged in housework, but more and more women are taking part in the work. According to the latest statistics of the National Bureau of Statistics, the proportion of women participating in the work is 45%. In the non-manual work sector, women account for half, while in the service industry, women account for more than half.

In recent years, great changes have taken place in the consumption pattern of British families. Residents' spending on entertainment and education is increasing. Its expenditure content is to buy radios, televisions, telephones, computers and other durable goods. At the same time, this part of consumption is also used for renting video recorders and music tapes, buying cultural and sports supplies, and investing in education. In other words, the lifestyle of the British people now pays more attention to the quality of life, pursues spiritual enjoyment, and gradually gets rid of bad living habits, such as smoking and drinking.

2. Pursuing a simple and comfortable life

A suit can be called the national dress of Britain. However, although office workers wear suits and ties, even on important occasions, men wear tuxedos and women wear low-cut evening dresses, many ordinary people like to wear casual clothes every day, which are simple and comfortable.

British people's eating habits are also simple and pay attention to nutrition. Breakfast is usually cereal with milk or a glass of juice, buttered toast, smoked bacon or fried sausages and eggs. At noon, children have lunch at school, and adults buy a sandwich and just a cup of coffee for lunch near their workplace. Only on weekends will the British have a big dinner table. Usually the main course is meat, such as roast chicken, roast beef and grilled fish. There are many kinds of vegetables, such as cabbage, fresh peas, potatoes and carrots. Vegetables are generally no longer processed, put in plates, poured with ready-made seasonings bought from supermarkets and eaten. There is always a digestible dessert after the main course, such as boiled fruit, fruit pudding, cheese, ice cream and so on.

Third, parks and green spaces

Britain has a mild and humid climate, which is suitable for the growth of all kinds of flowers and trees all year round. When making urban planning, the government has specially planned a large piece of green space or park in almost every living area for people to rest or take a walk and provide space for children to play. Because it is rainy and foggy in winter, the summer sun is especially precious to the British. On sunny weekends and holidays, parks and beaches are full of people enjoying the sun bath, and even more British people take it.