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Will eZhaodai track debit card consumption?

e Zhaodai will check the use of funds. The China Merchants Bank Credit Card Center will send a text message to the cardholder to upload eligible consumption vouchers through the latest version of the Palm Life App. The types of vouchers include special VAT invoices, ordinary VAT invoices, unified motor vehicle sales invoices, etc., and the voucher date is for e-loan processing, and the purpose must be consistent with the selected consumption purpose, and the total amount of the voucher is not less than e-loan The processing amount shall be uploaded no later than 60 days after applying for the e-loan. The Banking Regulatory Commission has something called the esta system. As long as your money flows through inter-bank channels, everything is recorded. Tracking the flow is an inevitable compliance requirement, but it may not necessarily be done immediately. It may be tracked after a period of time (compliance requirements spot checks). Therefore, the first suggestion is to withdraw cash and do not transfer money.

1. CMB e-Bank Loan is a short-term cash credit business with daily interest calculated by China Merchants Bank for eligible credit card holders. After the application is successful, the money will be transferred to the cardholder's valid all-in-one card account opened with China Merchants Bank or a debit card from another bank supported by China Merchants Bank (the account opening certificate must be consistent with the account opening certificate of our credit card). This amount cannot be used for investment, such as house purchase, stocks, futures and other equity investments, etc. It can only be used for consumption, such as decoration, home appliances, weddings, car purchases, student aid, travel, medical care, etc. "Zhao Loan" has independent bills, and the bill date is consistent with the personal credit card bill date. The interest generated in each billing cycle will be aggregated and included in the "cyclic interest" of the current bill. When repaying, you need to pay separately to "E Zhao Loan" "Account repayment.

2. The timely repayment of China Merchants Bank's e-loan loan has improved the fixed amount. Its features are: flash loan: no materials, no mortgage, online application, The application can be completed in as fast as 30 seconds; Exclusive quota: independent e-loan account, exclusive cash limit, up to 30W can be borrowed, separate accounts, separate repayments; The first assessment process will call the People's Bank of China interface (meaning that the credit report will be checked) , a new account will be added if the application is successful, and the loan will be credited to the debit card at once (supports multiple banks); interest calculated on a daily basis: daily interest rate: 0.05% (daily interest rate during the promotion period: 0.04%). The e-loan can be paid off at any time, with personal The accounts do not affect each other and repayment is flexible: you only need to pay the minimum amount every month, and the minimum repayment amount is calculated based on 10% of the total amount owed on the billing date.

Application process of Palm Life: Log in to the Palm Life APP, select "Card.Payment" → e-loan, and you can try to apply, and the system will provide the review results in real time