1. Gold is among the precious metals in the account.
Account precious metal gold trading is similar to futures trading, with two-way trading and T+0 trading. Generally, USD gold (foreign exchange) and USD gold (paper money) are purchased, expressed in USD/oz, and the minimum transaction unit is 0. 1 oz. When shorting, investors need to transfer the funds into the margin account first, and then use the funds in the margin account for trading.
2. Gold accumulation
Gold accumulation is similar to the fixed investment operation of the fund. Investors need to set the accumulation amount, accumulation period and accumulation cycle to purchase automatically. Once the accumulation plan is set, the accumulated amount can be frozen from the investor's fund account and the accumulation plan can be implemented from the next trading day.
3. Paper gold
Paper gold is a kind of book-entry gold, which is linked to the price of spot gold (London gold) and adopts a 24-hour uninterrupted trading mode. Its trend is basically consistent with spot gold. Investors can buy it at China Construction Bank's mobile banking or at the bank counter.
It has the following characteristics: one-way trading, that is, investors can only do more; Leverless; Cannot be exchanged in kind; Paper gold adopts t+0 delivery method.
Extended data:
Matters needing attention in investing in gold:
1. psychological preparation: the price of gold is influenced by many factors, such as geopolitics, global economy, energy market, etc. The price of gold fluctuates greatly, which affects the mood of investors at any time. If there is no awareness of resisting risks and psychological control is insufficient, the ability to objectively judge the market will be lost. Therefore, strong psychology, daring to take certain risks and treating losses correctly are essential psychological factors for investors to invest in gold.
2. Clear objectives: People can invest in gold, which can be divided into short-term investment, medium-term investment and long-term investment; In terms of profit requirements, it can be divided into two types: preservation and appreciation. If you invest in gold for the purpose of long-term preservation and appreciation, it may be more appropriate to choose to invest in gold with a long-term perspective; If you want to earn the spread through the fluctuation of gold price in the short term, you can choose short-term investment. It is difficult for ordinary investors to judge the short-term trend of gold prices, so they can choose a relatively low point and intervene with a medium-and long-term investment mentality, which is convenient and can avoid the formalities arising from intraday trading and reduce transaction costs.
3. Knowledge reserve: Investors should understand the basic knowledge of gold investment, such as what factors affect the price of gold and the characteristics of gold investment varieties, and learn to master the basic analysis methods of gold price trends, so as to make correct choices and judgments according to investment needs when investing in gold.
4. Familiarity with trading rules: Before conducting formal trading, investors must have a comprehensive understanding of the trading platform and master the operating rules of trading software to avoid unnecessary losses caused by operational errors. To invest in gold, you need to know the trading time, trading cost, risk-return ratio (wind-to-report ratio or risk-return ratio) of trading varieties and related trading rules.
5. Fund management and trading discipline: investors should rationally allocate investment funds (position management or fund management) and risk control ratio. Strictly implement the discipline of taking profit and stopping loss: stopping loss means taking small losses and avoiding causing big losses. Take profit is to prevent investors from cashing in time because of greed after making profits, and then turn profits into final losses like taking an elevator. When there is a risk, you should go out in time to wait and see, and then take action after you are sure of safety. Due to the limited funds of small and medium-sized investors, a big loss may lead to an irreparable outcome.