The inquiry of credit information should go to the People's Bank. At present, the personal credit information basic database network of China People's Bank Credit Information System covers all parts of the country. No matter where you are, applicants can go to the local branches of the People's Bank of China for enquiries. Everyone has two opportunities to check personal credit information for free every year. You can check the credit information from Monday to Friday, and the People's Bank of China is closed on weekends.

Inquiry point inquiry: According to the Business Rules for Inquiring Personal Credit Reports in Financial Credit Information Database (Banking Credit Information Center [20 13] No.97), if an individual inquires about a credit report in the nearest People's Bank, he shall provide the original of his valid identity document for inspection, fill in the Application Form for Inquiring Personal Credit Reports and keep a copy of the valid identity document for future reference.

Online inquiry: users are registered in official website, the personal credit information service platform of the Credit Information Center of the People's Bank of China; Then submit an application for personal credit report inquiry, and you can get the inquiry result and electronic report the next day.

There are three versions of personal credit report in the credit information system of China People's Bank, which contain different information, namely: personal version: for consumers to know their credit status, mainly showing the credit information and public information of the information subject. Including personal version and personal details version. Bank version: mainly for commercial banks to inquire. In the credit transaction information, the report does not show the names of other loan banks or credit institutions except the inquiry institutions, in order to protect trade secrets and maintain fair competition.

Social Edition: Open stock index futures accounts for consumers ... To inquire about credit information, they should go to the People's Bank of China. At present, the personal credit information basic database network of China People's Bank Credit Information System covers all parts of the country. No matter where you are, applicants can go to the local branches of the People's Bank of China for enquiries. Everyone has two opportunities to check personal credit information for free every year. You can check the credit information from Monday to Friday, and the People's Bank of China is closed on weekends.