Zhenrongbao
Zhenrongbao is a one-stop public (wealth management) asset allocation platform. Zhenrongbao demand is its main product, which has the characteristics of one-yuan investment, deposit and withdrawal.
Through a large number of data analysis and Zhenrongbao optimization algorithm, high-quality creditor's rights are selected from hundreds of asset parties, packaged and automatically transferred to users through Zhenrongbao creditor's rights transfer service every day. Users can enjoy highly decentralized investment and financial services with 1 yuan. At the same time, it provides a series of extended products and services for its users, such as stable cattle and pointed cattle series linked to the stock market and guaranteed bottom income.
background
With the downward trend of interest rate in China, the wealth of ordinary people in China has entered the era of asset allocation. People used to be used to real estate and bank savings. But the era of real estate profiteering is gone forever. Interest rates fall, bank deposits become less and less attractive, and the capital market will usher in prosperity. In the era of almost zero interest rate, the relocation of about 30 trillion savings will be accelerated, thus stimulating the huge demand for personal asset allocation.
Zhenrongbao is committed to providing an upgraded version of Yu 'ebao with the help of internet plus's large asset management model, building a one-stop public asset allocation platform, and finally achieving a seamless link between wealth management and daily consumption.
20 14 China has officially ushered in the era of personal asset allocation? The general public lacks the concept of asset allocation and professional asset allocation services for high net worth people. For the first time, Yu 'ebao only realized the Internet money fund of cash management. Since it was launched in August, 20 14, Zhenrongbao has experienced two generations of product iterations, and for the first time, it has provided the creditor's rights portfolio and the allocation of equity assets in the field of internet finance, which not only allows users to enjoy the current income several times higher than that of Yu 'ebao, but also provides Xiaobai users with the imagination of the expected equity income in the A-share bull market.
Four characteristics
Start at one dollar.
Zhenrongbao's creditor's rights portfolio comes from thousands of creditor's rights of hundreds of assets, and the investment risk is dispersed through quantification. There is no lower limit for user investment, and 1 yuan can participate. Zhenrongbao is committed to providing quality financial services to more people.
Withdraw cash at any time
Zhenrongbao can provide up to 40 times the deposit interest rate, support cash withdrawal at any time, and realize that the funds reach the user-specified account within 1 hour. Zhenrongbao automatically transfers the creditor's rights portfolio held by the user when it is presented by the user. Let users use their own funds more flexibly and conveniently!
Daily settlement
Zhenrongbao system automatically settles the income of the user's creditor's rights portfolio every day and credits the income to the user's exclusive account in Zhenrongbao. Let every day clearly see "Qian Shengqian" and gain every happiness!
risk control
Through a large number of data analysis and intelligent screening model, we can better grasp the risk of each creditor's right; Risk can be further reduced by quantifying diversified investment; By preparing exclusive funds and deducting 3-5% of investment income, Zhenrongbao risk reserve is set up to hedge the risks brought by overdue creditor's rights and platforms.
2065438+In May 2005, Zhenrongbao also signed a strategic cooperation agreement with China People's Property Insurance Co., Ltd. -PICC to provide capital security for users' account funds.
production line
Zhenrongbao demand
Zhenrongbao demand is the main product of Zhenrongbao platform, similar to bank demand: starting from one yuan, carry it with you. Not only that, the income generated every day is also included in the principal of the next day for daily reinvestment. Zhenrongbao's current products can earn an annualized income of about 12%, which is equivalent to about 30 times of the bank's current rate of return. However, it is also limited by the amount that can be purchased. At present, each person can buy up to 50,000 shares.
Zhenrongbao periodical
The term of Zhenrongbao is similar to that of a bank, with a certain lock-up period. Zhenrongbao is divided into 1 month, March and June according to the different locking time, and the income is 9%, 10% and 12% respectively. Zhenrongbao is a regular fixed income, which not only guarantees the principal and interest, but also has no purchase restrictions.
The steady development of cattle
Steadfruit is a bullish structured wealth management product linked to the stock index. It is carefully designed by Zhenrongbao and well-known brokers through strategic cooperation and strong cooperation, keeping up with the hot spots of stock market investment, and the lock-up period is three months.
Ruijinniu
Ruijinniu is a structural wealth management product designed by Zhenrongbao and well-known brokers through strategic cooperation, closely following the hot spot of stock market investment and carefully protecting the capital and floating income. The lock-up period is three months, and the annualized income can reach up to 40%.
Structured wealth management products
Are Steady Cattle and Sharp Cattle Structured Financial Products? . Structured wealth management products combine fixed-income products with financial derivatives such as option futures according to a certain proportion (in layman's terms, investment 100 yuan, deposit in 99 yuan, 1 yuan to buy scratch-off music), so as to achieve the investment purpose of maintaining low capital risk and obtaining high excess returns. Structured wealth management products have become one of the fastest growing and most potential businesses in the world today.