Bank of Ningbo's daily capital preservation depends on the bank. Financial security in Bank of Ningbo. Compared with bank savings, wealth management products issued by direct selling banks have no platform risk, but the risk level of specific products will be different. The higher the income, the higher the corresponding risk, especially the product yield is floating. When choosing Bank of Ningbo wealth management products, we must pay attention to the risk level and investment period, so as not to bring losses to our investment or affect the acquisition of funds.