There is a line of willful loan that cannot be lent out, because the user has not passed the system audit. The credit line granted by willful loan is the credit line, and the credit line is not equal to the withdrawal line. Whether the withdrawal can be successful depends on the final audit result. Users meet the loan conditions of willful loan, but the comprehensive credit score is too low, or the credit qualification conditions of users change, which may lead to users failing to pass the audit. _ After the loan application for willful loan is rejected, the user can reapply at intervals, during which the user needs to continue to maintain a good credit record.

willful loan is a brand of consumer credit owned by Suning Financial, which provides multi-scenario funds for individual users, such as shopping, decoration, travel, education and car purchase, and provides inclusive finance services for consumers.

willful loan is a consumer credit brand owned by Suning Financial, which aims to provide inclusive finance service solutions for individual users, and supports multi-scenario fund use such as shopping, decoration, tourism and education. You can withdraw your cash to your personal bank card for one minute, with a maximum amount of 2,. 2 seconds at the earliest

repayment method:

active repayment: users log in to Suning Financial APP or Suning.cn APP to make repayment in the bill of willful loan (only on the repayment date) or pay attention to WeChat official account to inquire about loan records and make repayment

automatic withholding: on the repayment date and maturity date, the system can automatically deduct from the user's Easy Pay balance, change treasure balance and account-bound bank card

"Major events

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willful loan is divided into consumer credit and credit loan, which is flexible to use and can be opened in 1 minute. When it is launched on the WAP side, willful loan will devote itself to building an online credit payment brand, providing credit payment services for consumers and helping the development of smart retail. Credit loans support users' capital needs in decoration, education, car purchase, shopping, renting, tourism and other scenarios, and can be withdrawn to personal bank cards.

"My Nanjing" APP was launched:

In 218, Suning Financial and Nanjing Information Center carried out in-depth strategic cooperation. On February 18th of the same year, Suning Financial's "My Nanjing" App was officially launched, providing a comprehensive evaluation function for users' credit level.

this function meets the consumer credit demand of citizens in multiple scenarios, and promotes the consumption upgrade into the "fast lane". Citizens can enter the "financial supermarket" in the "Wealth" column on the homepage of "My Nanjing" APP and click "Suning Financial Free Loan" to apply for free loan, get the approval quota, and then download Suning Financial APP to complete the loan, which is very convenient and fast.

at present, wayward loan has been connected to many platforms such as Huawei Pay, Samsung Pay, Donkey Mom, 51 Credit Card, Jialian Payment, Netease Payment, Attached Payment, Small Power Technology, and Digging for Money. Willful loans are also launched from time to time to offer prizes, interest-free activities, etc., to meet the demand for early consumption, and at the same time, they are loved by consumers, especially young people.