Recently, I talked with people about financial management, and my colleagues and friends have it.

Friend A said, I hold bond funds for a long time, a little more than Yu 'ebao.

I secretly think that people who buy funds and stocks just want to make money.

Since you want to make money, you can't be satisfied with making a Mao Mao rain.

So I thought to myself that since I chose to start with funds and stocks, it was mostly for "development".

Since it is a development plan, it must be a torrent.

It's not that you can't buy bonds Bond funds are really stable, and most interest rates are higher than Yu 'ebao.

There is no doubt about it.

Of course, I personally think that only a small part of this proportion can guarantee a part of daily life.

The remaining disposable funds that can be used for financial management can be considered as stocks or medium and high-risk funds, such as index funds and stock funds.

Such a fund really gives you the feeling of ups and downs in the stock market, and you don't need to pay attention to the market trend all the time.

So-called, take a chance, the motorcycle will become Rambo.

Although I tampered with the above words myself, I have to say that this is also the fun.

I can understand qingqing grasslands's grief.

When you first contact, you have to feel sorry for yourself for three minutes, not to mention the ups and downs.

However, this is not wrong.

Everyone says that you can't see the rainbow without experiencing the wind and rain.

Without going through ups and downs, how do you know when to cover positions, when to clear positions, when to bargain, and when to do T?

The electrocardiogram of the elderly is becoming more and more stable, and the electrocardiogram of the young is strong.

The rise and fall of the stock market or fund is the electrocardiogram of the funds in our hands.

It's down today and may go up tomorrow.

Some people say that my stock/base has been falling again and again, down by 30% and down by 50%, but what should I do?

A shares (Hong Kong stocks and US stocks in the usual sense are not discussed here), although they are really as elusive as women's hearts. But the stocks that can enter the market have certain strength.

* Please refer to the listing conditions here.

You see, not all enterprises can enter the market.

Therefore, even if enterprises face the risks of st and *st, it is not so easy to withdraw from the market.

In other words, when it falls a lot, as long as it can be eaten correctly, it is time to make up the position.

If it falls, you don't have to pay attention to it with the mentality of "this money has not been earned". Naturally, there will be a time when he rises. If it goes up, everyone will be happy.

In addition, from the beginning of A shares, even if the front falls and the back does not rise, as long as there is a little red trend, because there are many positions, it can still be sweet.

Of course, some people like to chase up and kill down. Radish and vegetables have their own tastes. Don't make too many judgments here, just express your own views.

To sum up, bonds are stable, but they are stable and poor, and we still have to let go of our hands and feet to do great things for development.

1.2 my romantic encounter with st in those years.

I was a student when I first came into contact with Ji and Gu.

But fortunately, I am engaged in the medical industry, and my family also has relatives engaged in related industries. I have been in contact with this industry since I was a child, and I know something about this industry.

When I first entered the stock market, I contacted st shares, not for anything else, because there was really nothing to take out.

The lowest unit price of a stock is one hand, that is, one hundred shares (if the stock price is three yuan that day, one hundred shares in one hand is three hundred yuan).

From the lowest 100 shares, we are somewhat discouraged from those stocks that are dozens or hundreds of times.

But this is the first time I have tasted the sweetness.

* st Kangmei /st drugs are purchased stocks and will not be reinvested in the current form. I don't offer any advice on recommending stocks. Please consult a professional if necessary.

2. 1 the blood line is gone.

Later, I gradually got a little money, and I could buy it in dozens of hands, but I experienced the first big drop in my life.

Because of playing new shares, I hit an unreliable stock.

That was the first time I experienced bleeding.

Then I bought an infrastructure stock. I think bonus hunter is not bad. Mosquito meat is also meat. I didn't expect to encounter an epidemic and stop production of infrastructure. Stocks are also "green"

It was really rainy at that time.

However, this unpredictable thing happened and experienced, and I know how to deal with it.

So this year, when I met the Russian/Ukrainian problem, I invested in gold except one fund.

Because I have experienced it, I am more handy. After I am handy, I am more willing to put down my hand and do great things:)

2.2 Changes in the form of this year

After Russia/Ukraine passed, it gradually calmed down and the Shanghai Stock Exchange rose from more than 2,000 to more than 3,000.

At this time, gold can continue to be retained (because it will not fall anywhere), but there is no way to "develop". It's time to change the plan.

However, A-shares that have experienced turmoil, like ancient books excavated by archaeologists, are easily broken when touched.

How did I change at this time? If you want to know what will happen, just see if there is a next time. (naughty. JPG)

* If anyone watches it, I will tell the story of my future options with the New Third Board. If not, forget it.

Don't ask why you named this title, it's blind (naughty). JPG)

* Disclaimer: This article only represents personal views and is for reference only.