Second, explain
1. According to relevant laws, the following funds can be transferred to personal bank settlement account: (1) salary and bonus income; (2) Income from labor services such as manuscript fees and performance fees; (three) the principal and income of bonds, futures, trusts and other investments; (4) Income from the transfer of personal creditor's rights or property rights; (5) Personal loan transfer; (6) Securities trading settlement funds and futures trading deposits. ? (7) Inheritance and money donation; (eight) insurance claims, surrender and other payments; (9) Tax refund; (10) Sales revenue of agricultural and sideline products and mineral products; (1 1) Other legal funds.
2. If the unit pays more than 50,000 yuan (excluding 50,000 yuan) from its bank settlement account to its personal bank settlement account, it shall provide the following payment basis to its bank: (1) salary agreement and payee list; (2) Award-winning certificate; (3) the labor contract signed by the press, publication, performance organizer and other units with the payee or the proof of payment to the individual; (4) The certificate that the securities company, futures company, trust and investment company and lottery issuing or underwriting department paid or refunded the natural person; ? (5) Agreement on transfer of creditor's rights or property rights; (6) Loan contract; (7) Insurance company certificate; (eight) the certificate of the tax collection and management department; (9) Contracts for the purchase and sale of agricultural and sideline products and mineral products; (10) Other legal fund certificates.