(1) 365-day deposit method
365 days means a year's time, and the 365-day savings method is played as follows:
Save 1 yuan on the same day.
Save it for 2 days the next day
Save for 3 days on the third day.
……
Deposit 364 yuan on the 364th day.
Save 365 yuan on the 365th day
If the money saved every day increases by one yuan, it will be saved in one year.
66,795 yuan.
The gameplay is very simple, so it has been sought after by many people. It's easy to stick to it at first. After all, the daily amount is not large, and the more you get to the back, the greater the pressure. You should deposit 300+ yuan every day and 1 10,000 yuan every month.
So many people played a lot of extended versions based on this 365-day savings plan.
For example:
Make a table with the numbers 1-365 instead of in order. Pick a number and deposit the corresponding amount every day, and then color the numbers in the table. When the whole table is full, you can complete a deposit plan of 365 yuan.
For small partners who still feel pressure to save more than 60,000 yuan a year, they will consider multiplying their daily savings by 0. 1, that is,
1 day saves 0. 1 yuan, the second day saves 0.2 days, and the third day saves 0.3 days ... in this way, it can be saved in one year.
6679.5 yuan, although the amount is not large, but the most important thing is to develop the habit of saving money.
(2) 52-week deposit method
The 52-week savings method is a simplified version of the 365-day savings method, which saves once a week. Deposit it in 10 yuan in the first week, and increase it every week thereafter 10 yuan. You can save 13780 yuan a year, which is relatively easy for many people in the workplace. Of course, there are also flexible methods. For example, you may predict that your hands will be loose at the beginning of the year and tight at the end of the year, so you can start with a large number of 520 and decrease in turn, which will make you more relaxed and motivated psychologically.
(3) fixed investment saving method
Fixed investment method is to deposit a fixed amount of money into the same account within a certain period of time. Every week, every two weeks or once a month, the money saved is the same every time, and the most common is the fixed investment of the fund. The biggest advantage of this method is that it saves trouble and time. Many software for saving money can be set to automatically deduct money from the bank card without transferring money by yourself, which is much more convenient. But the sense of ceremony may not be as strong as the first two.
Either way, it is actually to establish a correct concept of saving money for us and cultivate the behavior of saving money into a fixed habit. When you have completed the task of saving money, you can reasonably reward yourself and motivate yourself to continue to start the next stage. Saving money may not seem easy, but it will become very simple and interesting after mastering the right method. Try it quickly.