No.

Personal financial products refer to financial products designed and sold by commercial banks to qualified individual customers when conducting personal financial services, including stocks, funds, futures, foreign exchange, bonds, insurance, gold, lottery and other channels . Including stocks, funds, futures, foreign exchange, bonds, insurance, gold, lottery and other channels. The safest (zero risk): Buying a currency fund is equivalent to a time deposit that can be withdrawn at any time. The annual income can reach about 2%. Second (with interest rate risk): buy government bonds. Secondly (there are certain project risks, so look for products with relatively strong guarantee institutions): Buying trust products requires a certain amount of capital. The annual income can generally reach more than 4%. Second (higher risk): buy stock funds. Second (riskier): buy stocks. Low risk returns are lower, and high risk returns are higher. The less money you have, the fewer choices you have; the more money you have, the more choices you have.