From the sales platform of China Construction Bank’s wealth management products, China Construction Bank is a large state-owned bank managed by the central government. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life insurance, Subsidiaries in various industries such as property and casualty insurance, investment banking, futures, and pension funds have a wide range of businesses and are relatively well-known, so they are reliable.

Construction Bank's financial products are risky from the perspective of the product itself. There is a possibility of losses, but there is also a possibility of making money. It mainly depends on what financial products investors buy.

China Construction Bank’s financial products are generally divided into cautious products (R1), stable products (R2), balanced products (R3), aggressive products (R4) and aggressive products (R5). Five types, an increase in number represents an increase in risk.

Investors should generally pay attention to the risks of their financial products when purchasing. Generally speaking, prudent products (R1) and robust products (R2) are more reliable and more suitable for conservative products. Investors generally will not lose their principal, and the degree of risk is relatively small.

If it is a balanced product (R3), an aggressive product (R4) and a radical product (R5), the risk is slightly greater. The product must be reliable and formal, but the financial product itself is They come with their own risks, and the risk levels of these financial products are relatively high. Therefore, they are generally more suitable for aggressive investors to buy. Risk level rating description Applicable group

R1 Very low risk does not provide principal protection, but the probability of customer loss of principal is very low Conservative Prudential Steady Aggressive Aggressive

R2 Lower risk does not provide principal protection, but the probability of customer loss of principal is low. Prudent type, Steady type, Aggressive type

R3 does not provide principal protection, but the probability of customer loss of principal is low. Steady type 2 Medium risk aggressive type

R4 higher risk does not provide principal protection, and the probability of customer loss of principal is higher aggressive aggressive type

R5 high risk does not provide principal protection , the probability of customer loss of principal is very high. Radical type

Financial management is not a deposit, the product is risky, and investment must be cautious. The past performance of financial management products does not represent its future performance and is not equal to the actual income of financial management products. Investments must be made with caution. This product is issued and managed by CCB Financial Management Co., Ltd., and China Construction Bank Co., Ltd., the agency sales agency, does not bear the responsibility for the investment, redemption and risk management of the product.