Gold or special funds. "Such funds must be earmarked and accounted for separately, such as poverty alleviation funds, education funds, courageous reward funds, energy and transportation key construction funds, etc.
The fund here has a different meaning from the above. It is the abbreviation of "Securities Investment Fund" and a financial investment tool. Its characteristics are as follows
Aspects.
1. Expert financial management is an indispensable part of people's contemporary life. In order to resist inflation and realize the preservation and appreciation of financial assets, investment and financial management should and must be carried out. However, as an ordinary retail investor, they lack sufficient financial knowledge and have little time and energy to take care of it. An investment fund is a tool for you to invest in the financial market, such as stocks and bonds, with little money.
Fund companies have a group of experts with high academic qualifications and rich investment experience. They have keen observation, analysis and judgment ability, can grasp a large amount of information in time, can make a more correct prediction of the price change trend of various varieties in the financial market, avoid investment decision-making mistakes to the maximum extent, and improve the investment success rate. For those small and medium-sized investors who have no time or are unfamiliar with the market and can't make special investment decisions, investment funds can actually gain expert advantages in market information, investment experience, financial knowledge and operation technology, so as to avoid losses caused by blind investment as much as possible.
2. Collective investment individuals have limited funds for investment and financial management, and the amount is small. Compared with well-funded institutional investors and wealthy families, they are in a weak position and often vulnerable. The entry barrier for fund investment is low, and it can be purchased as long as 1 1,000 yuan or even lower. Fund companies are in a strong position in investment activities by concentrating a large number of small and medium-sized investors' funds.
3. Enjoy the benefits and take risks.
The more customers a fund company has, the greater the amount of money it can manage on behalf of customers, and the greater the income, the better the economic benefits. Therefore, under normal circumstances, fund companies are bound to make profits for their customers, thus improving their reputation and popularity, increasing customers and expanding total assets. In the case of fund profit, the company and customers have the best of both worlds and are happy. In the case of fund losses, it is necessary to bear risks.
A fund is a combination of stocks and bonds.
The investment scope of the Fund can be summarized as: stocks, bonds and other investment instruments permitted by laws and regulations, including money market interest-bearing instruments such as large deposits and central bank bills, but mainly a combination of stocks and bonds. "You can't put all your eggs in one basket" is the motto of securities investment. But to realize the diversification of investment assets, it needs certain financial strength. For small investors, due to limited funds, they can only invest in a few stocks. When the stock market falls or the financial situation of listed companies deteriorates, the principal will suffer great losses, and the fund can help small and medium investors solve this difficulty. The Fund is well-funded. Within the investment scope stipulated by law, it invests the funds in different types of securities with different maturities in different proportions, so as to minimize the risk, which is much smaller than a single investment in a stock.
Looking at the current investment channels in the market, there are stocks, bonds, funds, precious metals (gold and silver), commodity futures, stock index futures and foreign countries.
Remittance, collection and warrants, etc. In addition to funds, you need to have deep knowledge and rich operational experience, and the starting threshold is relatively high and general.
It is difficult for amateur small and medium investors to get involved. From the above contents and the introduction of other chapters in this manual, it can be clearly seen that the fund is a tool suitable for public investment.