José Andrés Barreiro, a Spanish non-executive director, joined the Board of Directors of the Bank in September 2009. Mr. barreiro is also a director of CITIC Guo Jin, CITIC Bank International and Desarrollo Urbanistico Chamartin. 2008+098 1 to 1983, in Lumasa Group. 1983 to 1984, working in the risk control department of large and medium-sized enterprises of Banco Atlantico Bank; 1984 to 1987, working in the capital market department of chase Manhattan bank in Madrid; 1987- 1994, working for Bankers Trust Co in Madrid, as the head of capital and capital market department in emerging markets in southern Europe (Spain, Italy, Greece, Turkey and Portugal); 1994- 1998 as the director of risk control in the treasury department of Santander Bank of Madrid; 1998- 1999 served as deputy general manager of Argentaria bank in Madrid, and concurrently served as director of Spanish finance department; From 2000 to 2005, he served as deputy general manager of BBVA's global market and underwriting department; From 2000 to 2008, he served as the chairman of AVB Altura Market (a global futures and options brokerage company providing execution and settlement services for various derivatives transactions listed and traded around the world); From 2000 to 2004, he served as the director of MEFF-AIAF- SENAV; From 2000 to 2006, he served as a director of CIMD Company; From 2002 to 2004, he served as the chairman of SCLV (Spanish securities trading and settlement service company); From 2002 to 2006, he served as the chairman of Iberclear (Spain's central settlement system management company responsible for securities settlement); From 2002 to 2003, he served as BBVA Bolsa, chairman of SV Limited; Member of the board of directors of BME (Spanish stock market company) since 2004; Since 2005, he has served as the head of BBVA company and investment banking, and a member of BBVA Executive Committee; From 2006 to 2009, he served as the chairman of Próxima Alfa Investments Sgiic Co., Ltd.; Since 2007, he has been a member of the Trusteeship Board of Fundación Estudios Financieros (Foundation for Financial Research) and the Vice Chairman of BME (Spanish Stock Market Company). Mr. barreiro graduated from the University of Madrid, majoring in economic theory, and obtained a bachelor's degree in economics.