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What does portfolio insurance mean?
Insurance portfolio insurance refers to the insurance that combines many different types of insurance products. These insurance products complement each other and can provide customers with more comprehensive protection and higher insurance benefits. Common portfolio insurance includes life insurance, accident insurance, medical insurance and critical illness insurance. Under normal circumstances, insurance companies will recommend the appropriate insurance portfolio according to customers' needs and risk preferences.

Insurance portfolio insurance has many advantages. First of all, it can provide customers with more comprehensive protection, because different types of insurance correspond to different risks, and the scope of insurance portfolio insurance is wider, which can avoid economic losses caused by certain risks. Secondly, insurance portfolio insurance can improve the insurance income of customers. When customers need to make claims, the claim amount of combined insurance will be higher, which is one of the advantages of combined insurance over single insurance.

What are the precautions for insurance portfolio insurance?

There are many things to pay attention to when buying insurance portfolio insurance. First of all, we must understand the insurance clauses and the scope of liability of various types of insurance, so as to avoid claims disputes arising from not understanding the clauses. Secondly, customers should choose the appropriate insurance portfolio according to their own needs and risk preferences, and don't be confused by the high insurance benefits advertised by insurance companies. It is also important to pay attention to risk management. Finally, customers should carefully choose an insurance company with stable operation, understand the insurance company's claim history, financial status, customer satisfaction and other information, and protect their own interests.