If there is 1 0,000 yuan to buy a fund, it is normal that the fund may lose five or six hundred yuan a day. But some people can't stand such a risky situation and quit, which is also a great blow to his income. If the fund makes a fixed investment, it is to divide 10000 yuan into 10 times or 20 times to buy separately. The advantage of this is to reduce the average cost of holding positions, and the overall risk will be lower. If you buy at 65438+100000 yuan, then a daily decline of 5% is 5% of 65438+1000000 yuan, but if you buy in 20 times, then this 5% is going? This 5% is 20 times, at this time, the risk will be lower.
It is really worthwhile to start with the fixed investment of some funds, but we should also pay attention to which funds to buy. Not all funds are suitable for fixed investment. For example, some funds in the technology sector are not suitable for long-term fixed investment, such as Nuoan Growth Mix. The rate of return in the past year is not high, and sometimes even negative. However, this fund still has high enthusiasm. This fund has also risen a lot recently. The reason is that there is a short market, which makes the fund rise rapidly by twenty or thirty points. This kind of fund is only suitable for short-term operation, not particularly suitable for long-term holding. Therefore, the fund's fixed investment is more reliable and worth starting with. Specifically, we should also consider which funds to buy and how to make a fixed investment. There is nothing wrong with this method itself, but it depends on how individuals use it.