No, virtual currency refers to a kind of virtual currency on the Internet. That is, the information flow or data flow that replaces the circulation of physical money in high technology. Today, with the rapid development of information technology, physical currency is far from meeting people's demand for capital flow. Virtual currency is different from checks and wire transfers. The unrealizable value of virtual currency cannot be transferred through banks, and it can only circulate in the online world at present. Virtual currency is issued by various network organizations themselves, and there is no unified issuance and management standard.