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How to invest 20,000 yuan
1. Investment bonds

Investment bonds are relatively safe investments. Such as national debt, the income is stable, but the disadvantage is low income. How to buy, in fact, through online e-banking can generally subscribe.

Buy stocks

Stock trading is the most popular investment tool. Stock trading is not only how to choose stocks, but also how to allocate funds scientifically. I hope not to follow the trend, but to study the company information behind the stock by myself. Novices should not buy more, do not buy blindly, and do not have too much hope for making money.

3. Bank wealth management products or overseas funds and overseas insurance.

At present, the income of short-term wealth management products of banks is around 2%-5%. In fact, there are many investment opportunities in overseas markets, if not limited to China. For example, overseas funds and overseas insurance have richer product types and larger floating income range and risks. In addition, as a global wealth management product, it is linked to the global economic situation and is not affected by sensitive factors in the domestic market.

4. Buy fixed-income wealth management products

Internet finance can be searched online. Pay attention to distinguish between good platforms and bad platforms. I have already mentioned how to distinguish between financial management methods.

5. Foreign exchange and gold

Foreign exchange and gold are relatively old investment tools. Both of these investments have a certain short-selling mechanism, so the uncertainty is also great.