1. Online loan application failed.
2. The flower garden and the borrowing garden are controlled by the wind, and the flower garden can't receive the money, so the borrowing garden reduces production or closes.
3. Credit card application is rejected or reduced.
You can't apply for a car loan.
5. Sesame score is negatively affected and the score is reduced.
6. All kinds of deposit-free services can't be used.
Internet black index score is an important criterion to judge whether a person is blacklisted in online loans. The higher the score, the better the credit. When the score is less than 40, it belongs to the blacklist of online loans.
Many people think that online loans will not be blacklisted if they are not overdue. In fact, frequent online loan applications will also become a blacklist of online loans. Therefore, it is necessary to check your online black index score for a long time to prevent credit damage.
Open wechat search: pine cone tea will do. Click "Query" and enter information to query your own 100-bank credit data, which come from more than 2,000 online lending platforms and UnionPay centers across the country. Users can query their big data and credit status, obtain various indicators, and query their personal credit status, online black index score, blacklist, online loan application record, application platform type, overdue amount, credit card and online loan credit estimated amount and other important data information.
Compared with the central bank's personal credit report, the atmosphere of personal credit record is more extensive, and the publishing institutions are more diverse, such as Songguocha and Sesame Credit Score, which are all part of personal credit record. Generally speaking, it is more similar to the big data credit report on the Internet, which is a useful supplement to the traditional personal credit report.
At present, the country is building an all-round "credit network" without dead ends, connecting the society and enjoying information, whether it is a credit report or a personal credit record, it is an important link. Protect your credit. Credit is the greatest asset and wealth for everyone.