"Laws and Regulations" Simulation Exercise for Junior Banking Qualification: Types of Financial Markets (1 1.28)
Financial markets can be divided into () according to the delivery time.
A. Distribution market and circulation market
B. Money market and capital market
C. tangible and intangible markets
D. spot market and futures market
answer
D
analyse
This question examines the types of financial markets. Financial market can be divided into spot market and futures market according to delivery time. See textbook P48.
"Personal Finance" Simulation Exercise for Junior Bank Qualification: Customer Profit Contribution (1 1.28)
Customer contribution indicators include ().
A. Comprehensive contribution
B. Deposit contribution
C. Loan contribution
D. Bank card payment
E. intermediary business contribution
answer
ABCDE
analyse
This question examines the profit contribution of customers. Customer contribution indicators include comprehensive contribution, average comprehensive contribution, deposit contribution, loan contribution, bank card contribution and intermediary business contribution. See textbook P 179.
"Risk Management" Simulation Exercise for Junior Bank Qualification: Market Risk Limit Management (1 1.28)
It is () that reflects the business development and risk measurement monitoring of trading account financial market in time.
A. Market risk measurement management report
B. Special report on market risk
C. Report on major market risks
D. Daily market risk monitoring and analysis
answer
D
analyse
This topic examines market risk limit management. The daily market risk monitoring and analysis report timely reflects the development of financial market business and the risk measurement and monitoring of trading accounts. See textbook P2 15.
Personal loan simulation exercise for junior bank qualification: personal commercial housing loan (1 1.28)
The main risk points in the signing and issuance of commercial housing loans include ().
A. Pre-signing of contract documents is invalid, and contract filling is not standardized.
B. granting loans when the conditions for granting loans are not complete.
C. Failing to issue loans according to regulations, resulting in errors in loan issuance and loan accounting.
D. the format clauses of the loan contract are not publicized.
E. directly release the loan funds to the borrower's account.
answer
Accelerated business collection and delivery system (adopted by the United States post office)
analyse
This topic investigates the main risk points in the signing and issuance of commercial housing loans. Option e belongs to the main risk point of commercial housing loan payment management. See textbook P204.
Basic analysis of customer quality (1 1.28): simulation exercise of "corporate credit" for primary bank qualification.
The formation of customers is often based on the following motives ().
A. Based on human resources
B. Based on technical resources
C. Based on customer resources
D. Based on industry profit rate or before development
E. Based on product division of labor
answer
ABCDE
analyse
This topic examines the basic analysis of customer quality. The establishment of customers is often based on the following six aspects: based on human resources, based on technical resources, based on customer resources, based on industry profit rate or development prospects, based on product division, based on production and marketing division. See textbook P82.
Junior Bank Qualification "Bank Management" Simulation Exercise: Bank Consumer Rights and Interests (1 1.28)
The right to property security refers to the right to asset security and the right to obtain legal income. ()
correct
wrong
answer
correct
analyse
This topic studies the main rights of bank consumers. The right to property security refers to the right to asset security and the right to obtain legal income. See teaching material P338.