The interest rate of China Construction Bank 202 1 credit loan is as follows:

The interest rate of short-term loans for more than six months (inclusive) is 4.35%; The loan interest rate for six months to one year (including 1 year) is 4.35%.

Medium and long-term loans. The loan interest rate for one year to three years (including three years) is 4.75%; The loan interest rate for three to five years (including five years) is 4.75%; The loan interest rate for more than five years is 4.9%.

ChinaConstructionBank, formerly known as China People's Construction Bank, was established in June 1 954+1October1(it was officially renamed as China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.

CCB's main business areas include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.

China Construction Bank has a broad customer base, and maintains banking ties with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country. 20 16 On June 30th, the British Banker magazine published the ranking of 1000 big banks in the world, and China Construction Bank ranked second.

20 17 In February, BrandFinance released the list of top 500 global brands on 20 17, and China Construction Bank ranked it as 14. In 20 18, Fortune Global 500 ranked 3 1.

20 18 February, the "Top 500 World Brands of 20 18" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. July 20 19 was selected as the Fortune Global 500.

"Belt and Road" China enterprises ranked 40th on the 100 list. 20 19 12, China Construction Bank was selected as the brand of 20 19 China Brand Power Festival 100. 20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Construction Bank ranked 25th. On June 4, 2020, 65438+ won the evergreen tree award of the 2020 Caijing "Sustainable Development Benefit Award". In March 2020, it was selected as one of the top 500 global brands in 2020 13.

Personal housing loan business refers to loans issued by CCB or natural persons entrusted by CCB to purchase, build and overhaul various types of housing in Chinese mainland cities and towns.

CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.

20 14 10 10 started on October 9th. CCB supports the reasonable housing loan demand of residents' families. For families who purchase the first home by loan, the minimum down payment ratio of the loan is 30%, and the lower limit of the loan interest rate is 0.7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.

How long will it take to repay the credit loan of 200,000 yuan 1000 a month?

According to your calculations. Even if only the principal is repaid, it will take more than 18 years to repay 12 thousand a year.

The interest rate of CCB's 20 14 loan for more than five years is 6.55%.

Your monthly interest alone requires 109 1.67. So it is impossible to pay only 1000 every month.

It will never end.

Besides, no matter which bank, you can't only pay 1000 every month.

20 14 what's the latest interest rate of CCB's personal housing loan?

1. The interest rate of the first home loan of China Construction Bank before 20 1 1654381October 22nd is the benchmark interest rate, with an annual interest rate of 6.55%. After 20 14,165438+10.22, the benchmark mortgage interest rate is 6. 15%.

Two, the housing commercial loan interest rate refers to the loan interest rate of buying a house. Its calculation formula is: loan interest = loan amount, loan interest rate, loan term = loan amount, days and days, interest rate = loan amount, monthly interest rate = loan amount, annual interest rate.

What is the interest rate of CCB's 20 14 first home loan?

The first home loan interest rate of CCB is 20 14:

Interest rate, project and annual interest rate (%)

Within six months (including six months) 5.60

Six months to one year (including 1 year) 6.00

One to three years (including three years) 6. 15

Three to five years (including five years) 6.40

More than five years 6.55

The interest rate above the first home loan of CCB is the benchmark interest rate, but the actual mortgage interest rate needs to be consulted with the local CCB branch.

The introduction of CCB loan interest rate 20 14 ends here.