What does it mean to consolidate and upgrade wealth management products?
Fixed-income enhanced wealth management products are regular open-ended wealth management products with fixed income and non-guaranteed floating income. Fixed-income enhanced wealth management products refer to wealth management products with fixed-income assets as the main body and some assets with higher risks.
Compared with ordinary wealth management products, fixed-income enhanced wealth management products increase income, but also expand risks. Specifically, the fixed income part is mainly bond investment to strive for relatively stable income, while the "enhanced" part can be stock investment, innovation, fixed-income convertible bonds, stock index futures, government bond futures and so on.
Fixed-income enhanced wealth management products, also called fixed income+,are not a product type, but an investment strategy. At present, there are many investment strategies of fixed income+,such as "fixed income+stock", "fixed income+stock+innovation+fixed income+derivatives" and other product forms. Fixed-income enhanced wealth management products are suitable for most stable investors.
Finally, remind investors that financial management is risky and investment needs to be cautious.